Saginaw County property record for 1320 Watson Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,800 sqft · built 1998 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $888 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-34-2003-004 |
| Primary APN | 22-12-2-34-2003-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 135,907 sqft (3.12 acres) |
| Garage Area | 360 sqft |
| Porch | Covered Porch |
| Porch Area | 500 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 1320 WATSON RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | COM AT A PT 1637.89 FT S FROM N 1/4 CORN OF SEC TH W 400 FT TO POB TH S 340.38 FT TH W 400 FT TH N 340.31 FT TH E 400 FT TO POB 3.12 ACRES SEC 34 T12N R2E ***NEW PARCEL SPLIT FROM 2003-001 1/26/99 |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 34 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 12100 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1320 WATSON RD, HEMLOCK, MI 48626-9796 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,900 (+46.58%) | $363,800 (+46.58%) | |
| 2025 | $888.00 (-68.24%) Homeowner's exemption | ||
| 2023 | $124,100 | $248,200 | |
| 2022 | $2,796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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