1791 Watson Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 1791 Watson Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,236 sqft · built 1971
Lot Size	3.03 acres (131,987 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Aug 2016)
Tax Bill	$776 (2025)
Deeds & Mortgages	May 2018 Refinance Feb 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-34-4011-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-34-4011-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,987 sqft (3.03 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1791 WATSON RD
City	HEMLOCK
State	MI
Zip	48626-8742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	W 400 FT OF N 20 ACRES OF S 1/2 OF SE 1/4 -- 3.03 ACRES SEC 34 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	34
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3008
Census Tract	12100

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1791 WATSON RD, HEMLOCK, MI 48626-8742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance OXFORD BANK
Feb 23, 2018	Quit Claim Deed, Transfer · Stand-Alone Refinance OXFORD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2016 · Amount on Record
Deed Sale	Aug 18, 2016 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	201622226
Deed Book / Page	2868 / 1088
Last Transfer Date	Feb 16, 2018
Transfer Doc	0000003970
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1791 WATSON RD, HEMLOCK, MI 48626-8742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014148
Date	May 11, 2018
Instrument	2018014148

Lender

Name	OXFORD BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	217 Months
Due	Jun 1, 2036

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 23, 2018
Property Address	1791 WATSON RD, HEMLOCK, MI 48626-8742
Document Number	2018003970
Instrument Date	Feb 16, 2018
Instrument	2018003970
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1791 WATSON RD, HEMLOCK, MI 48626-8742

Mortgage

Document Number	0000003971
Date	Feb 23, 2018
Instrument	2018003971

Lender

Name	OXFORD BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,900 (+29.2%)	$193,800 (+29.2%)
2025	$776.00 (-68.51%) Homeowner's exemption
2023		$75,000	$150,000
2022	$2,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watson Rd

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