1825 E Packard Dr, Saginaw, MI 48638 Property Records

Saginaw County property record for 1825 E Packard Dr, Saginaw, MI 48638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,451 sqft · built 1957
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Feb 2021)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-21-2487-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-21-2487-000`
Alternative APN	`124212487000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
1st Floor Area	1,451 sqft
Basement Area	1,255 sqft
Finished Basement	1,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	127 ft deep x 89 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	209 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1825 E PACKARD DR
City	SAGINAW
State	MI
Zip	48638-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 37 CENTER COURT SUBD. SEC 21 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	21
Legal Subdivision	COURT SUBD
Legal Lot Number	37
Legal Unit	37
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	4
Census Block	4004
Census Tract	10402

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1825 E PACKARD DR, SAGINAW, MI 48638-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 17, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	20215229
Prior Transfer Date	Feb 11, 2020
Prior Transfer Doc	0000005228
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 17, 2021
Property Address	1825 E PACKARD DR, SAGINAW, MI 48638-4516
Document Number	2021005229
Map Reference	LB 8 PG 17
Instrument Date	Feb 16, 2021
Instrument	2021005229
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	682 RAMBLING DR, 682, SAGINAW, MI 48609-4958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 WITTERS ST, SAGINAW, MI 48602-3508

Mortgage

Document Number	2021005230
Date	Feb 17, 2021
Instrument	2021005230

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 17, 2021
Property Address	1825 E PACKARD DR, SAGINAW, MI 48638-4516
Document Number	2021005228
Map Reference	LB 8 PG 17
Instrument Date	Feb 11, 2020
Instrument	2021005228
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 GOETZ ST, 120, SAGINAW, MI 48602-3058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 RAMBLING DR, SAGINAW, MI 48609-4958

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,200 (+29.96%)	$174,400 (+29.96%)
2025	$2,742.00 (+19.22%) Homeowner's exemption
2023		$67,100	$134,200
2022	$2,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ripple Fiber.

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