1811 E Packard Dr, Saginaw, MI 48638 Property Records

Saginaw County property record for 1811 E Packard Dr, Saginaw, MI 48638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,261 sqft · built 1957
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2025)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-21-2486-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-21-2486-000`
Alternative APN	`124212486000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,261 sqft Living Area
1st Floor Area	1,261 sqft
Basement Area	1,261 sqft
Finished Basement	1,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	127 ft deep x 89 ft wide
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1811 E PACKARD DR
City	SAGINAW
State	MI
Zip	48638-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 36 CENTER COURT SUBD. SEC 21 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	21
Legal Subdivision	COURT SUBD
Legal Lot Number	36
Legal Unit	36
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	4
Census Block	4004
Census Tract	10402

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4191 CURVE RD, FREELAND, MI 48623-9232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Deed Document Number	202524123
Prior Transfer Date	Dec 19, 2012
Prior Transfer Doc	0000040128
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 8, 2025
Property Address	1811 E PACKARD DR, SAGINAW, MI 48638-4516
Document Number	0000024123
Instrument Date	Oct 3, 2025
Instrument	2025024123
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 E PACKARD DR, SAGINAW, MI 48638-4516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4191 CURVE RD, FREELAND, MI 48623-9232

Mortgage

Document Number	0000024124
Date	Oct 8, 2025
Instrument	2025024124

Lender

Name	JOLT CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,300 (+4.94%)	$178,600 (+4.94%)
2025	$2,454.00 (+3.15%) Homeowner's exemption	$85,100 (+28.94%)	$170,200 (+28.94%)
2024	$2,379.00 (+15.49%)
2023		$66,000	$132,000
2022	$2,060.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20