Saginaw County property record for 1788 E Packard Dr, Saginaw, MI 48638
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,182 sqft · built 1956 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Apr 2021) |
| Tax Bill | $3,229 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-21-2462-000 |
| Primary APN | 23-12-4-21-2462-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 1,817 sqft |
| Basement Area | 945 sqft |
| Unfinished Basement | 945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 149 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 1788 E PACKARD DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48638-4530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 12 CENTER COURT SUBD. SEC 21 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 21 |
| Legal Subdivision | COURT SUBD |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 10402 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1788 E PACKARD DR, SAGINAW, MI 48638-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Line of Credit WILDFIRE CU |
| Apr 29, 2021 | Deed, Transfer · Conventional Mortgage WILDFIRE CU |
| May 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Deed Document Number | 202116541 |
| Prior Transfer Date | Apr 27, 2021 |
| Prior Transfer Doc | 2021016541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1788 E PACKARD DR, SAGINAW, MI 48638-4530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1788 E PACKARD DR, SAGINAW, MI 48638-4530 |
| Document Number | 0000001810 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023001810 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 29, 2021 |
| Property Address | 1788 E PACKARD DR, SAGINAW, MI 48638-4530 |
| Document Number | 2021016541 |
| Map Reference | LB 8 PG 17 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021016541 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1788 E PACKARD DR, SAGINAW, MI 48638-4530 |
| Document Number | 2021016542 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021016542 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 1, 2020 |
| Property Address | 1788 E PACKARD DR, SAGINAW, MI 48638-4530 |
| Document Number | 0000012218 |
| Instrument Date | Aug 7, 2015 |
| Instrument | 12218 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1788 E PACKARD DR SAGINAW MI 486384530, SAGINAW, MI 48638-4530 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,200 (+4.8%) | $218,400 (+4.8%) | |
| 2025 | $3,229.00 (+20.4%) Homeowner's exemption | $104,200 (+30.9%) | $208,400 (+30.9%) |
| 2023 | $79,600 | $159,200 | |
| 2022 | $2,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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