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1825 Beacon St, Carrabelle, FL 32322 Property Records

Franklin County property record for 1825 Beacon St, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details2,400 sqft · built 2005
Lot Size2.8 acres (121,968 sqft)
OwnerIndividual Name on Record
Last Sale$17,000 (Feb 2001)
Tax Bill$2,402 (2025)
Deeds & MortgagesMar 2021 Reverse Mortgage
Flood ZoneZone AE (high risk)
APN25-07S-05W-1007-0000-0450

Property Details

APN / Parcel Number

Primary APN25-07S-05W-1007-0000-0450
Alternative APN
  • 05W07S25100700000450

Interior

Stories1 Story
Building Area2,400 sqft Living Area
Gross Area2,976 sqft
1st Floor Area2,400 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area121,968 sqft (2.8 acres)
Garage Area576 sqft
PorchFinished/Open Porch
Porch Area114 sqft
Deck Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1825 BEACON ST
CityCARRABELLE
StateFL
Zip32322-3066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PARCEL KNOWN AS LOT 45 BEACON RIDGE PHASE III PB 7/7 658/256
Legal Range05W
Legal Township07S
Legal Section25
Legal SubdivisionBEACON RIDGE PHASE III
Legal Phase3
Legal Lot Number45
JurisdictionFRANKLIN FL
Township / Civil DivisionEASTPOINT
Census Block Group1
Census Block1306
Census Tract970200

Owner

Source: Franklin County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1825 BEACON ST, CARRABELLE, FL 32322-3066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2001 · Amount on Record
Deed SaleFeb 20, 2001 · Amount on Record
Deed Book / Page658 / 256
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1825 BEACON ST, CARRABELLE, FL 32322-3066
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1825 BEACON ST, CARRABELLE, FL 32322-3066

Mortgage

Document Number0019001588
DateMar 18, 2021
Book Page1294/44
Instrument202119001588
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term884 Months
DueNov 18, 2094
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateJan 1, 2022
Change FrequencyMonthly
Min Rate At Change2%
Max Rate At Change5%
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,402.00 (+2.17%) Homeowner's exemption Widower's exemption$303,556 (+2.9%)$595,283 (+14.76%) Land $121,800 Building $473,483
2024$2,351.00 (-0.42%) Homeowner's exemption Widower's exemption$295,001 (+3%)$518,705 (+23.25%) Land $39,200 Building $479,505
2023$2,361.00 (-1.17%) Homeowner's exemption Widower's exemption$286,409 (+3%)$420,844 (+31.36%) Land $39,200 Building $381,644
2022$2,389.00 Homeowner's exemption Widower's exemption$278,067$320,378 Land $39,200 Building $281,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies171 units insured
incl. 38 condo units
Nearby Flood Claims359 (1979–2024)
Claims Outside the SFHA6 of 359
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Dennis, Jul 2005 · 79 claims
  • Hurricane Kate, Nov 1985 · 84 claims
  • Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people · EPA ID FL1190118
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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