1784 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 1784 Freeman Rd, Spencer, IN 47460

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,248 sqft · built 1992
Lot Size7.49 acres (326,264 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Jun 2017)
Tax Bill$2,426 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN60-10-34-300-250.000-027

Property Details

APN / Parcel Number

Primary APN60-10-34-300-250.000-027
Alternative APN
  • 00001026215

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,248 sqft Living Area
1st Floor Area2,248 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeWood
Foundation TypeRaised
Roof MaterialMetal
Lot Area326,264 sqft (7.49 acres)
TerrainLow
Garage TypeDetached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces
Pool TypeAbove-Ground Pool
Shed1 Shed
Shed Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001026215
Street Address1784 FREEMAN RD
CitySPENCER
StateIN
Zip47460-7431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW S34 T10 R3 7.49A AKA TRACT 1
Legal Range3
Legal Township10
Legal Section34
Legal Tract1
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1006
Census Tract955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1784 FREEMAN RD, SPENCER, IN 47460-7431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Jun 7, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2017 · Amount on Record
Deed SaleJun 7, 2017 · Amount on Record
Prior SaleJun 2, 2017 · Amount on Record
Deed Document Number2017209106
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address1784 FREEMAN RD, SPENCER, IN 47460-7431
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000220320
DateMay 13, 2020
Instrument220320
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOWEN IN
Recording DateJun 7, 2017
Property Address1784 FREEMAN RD, SPENCER, IN 47460-7431
Document Number0000209106
Instrument DateJun 2, 2017
Instrument209106
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1784 FREEMAN RD, SPENCER, IN 47460-7431

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,426.00 (-7.23%) Homeowner's exemption$341,500 (+14.64%) Land $76,500 Building $265,000$341,500 (+14.64%) Land $76,500 Building $265,000
2024$2,615.00 (+3.52%)
2023$2,526.00 (+5.91%)$297,900 Land $62,500 Building $235,400$297,900 Land $62,500 Building $235,400
2022$2,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
South Central Indiana REMC
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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