Volusia County property record for 1823 Umbrella Tree Dr, Edgewater, FL 32132
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 1990 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Apr 2024) |
| Tax Bill | $4,090 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8402-01-02-0860 |
| Primary APN | 8402-01-02-0860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 1,695 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 707 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3913116 |
|---|---|
| Street Address | 1823 UMBRELLA TREE DR |
| City | EDGEWATER |
| State | FL |
| Zip | 32132-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07R1B |
| Legal Description | LOTS 2086 & 2087 EXC E 25 FT BLK 121 FLORIDA SHORES NO 3 MB 23 PG 83 PER OR 4581 PGS 3058-3059 PER OR 5335 PG 4786 PER OR 5435 PG 4598 PER OR 6878 PG 4173 PER OR 6909 PG 3809 PER OR 6920 PG 4744 PER OR 8477 PG 4026 PER OR 8540 PG 0299 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | FLORIDA SHORES |
| Legal Tract | 01 |
| Legal Block | 121 |
| Legal Lot Number | 2086 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 83009 |
1823 Umbrella Tree Dr is owned and occupied by two individuals who bought it in April 2024.
Source: Volusia County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1823 UMBRELLA TREE DR, EDGEWATER, FL 32132-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2023 | Warranty Deed, Transfer UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY |
| Jan 25, 2018 | Deed of Trust, Mortgage · Line of Credit LAUNCH FEDERAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on File |
| Deed Sale | Apr 8, 2024 · Amount on File |
| Prior Sale | Oct 30, 2023 · Amount on File |
| Deed Document Number | 202466766 |
| Deed Book / Page | 8540 / 299 |
| Prior Transfer Date | Sep 17, 2013 |
| Prior Transfer Doc | 0069204744 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1823 UMBRELLA TREE DR, EDGEWATER, FL 32132-3125 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1270 REED CANAL RD 801, 801, PT ORANGE, FL 32129-9126 |
| Document Number | 0085400301 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | 8540/301 |
| Instrument | 2024066767 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 30, 2023 |
| Property Address | 1823 UMBRELLA TREE DR, EDGEWATER, FL 32132-3125 |
| Document Number | 0084774026 |
| Book / Page | 8477 / 4026 |
| Map Reference | MB 23 PG 83 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023220677 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,543.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1823 UMBRELLA TREE DR, EDGEWATER, FL 32132-3125 |
| Name | Verified Name |
|---|---|
| Address | 3820 W GARY AVE, LAS VEGAS, NV 89139-8346 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1823 UMBRELLA TREE DR, EDGEWATER, FL 32132-3125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0074992640 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 7499/2640 |
| Instrument | 2018-016129 |
| Name | LAUNCH FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | MERRITT ISLAND, FL 32952 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1823 Umbrella Tree Dr was $4,090 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,756 (+1.36%) Land $49,680 Building $221,076 | $270,756 (+1.36%) Land $49,680 Building $221,076 | |
| 2025 | $4,090.00 Homeowner's exemption | $267,129 Land $49,680 Building $217,449 | $267,129 Land $49,680 Building $217,449 |
| 2023 | $1,328.00 (+3.43%) Homeowner's exemption | $110,662 (+3%) | $246,351 (+18.73%) Land $31,280 Building $215,071 |
| 2022 | $1,284.00 Homeowner's exemption | $107,439 | $207,485 Land $27,232 Building $180,253 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1823 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 31 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1823 Umbrella Tree Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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