Volusia County property record for 1815 Umbrella Tree Dr, Edgewater, FL 32132
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,311 sqft · built 1990 |
| Lot Size | 0.183 acres (8,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $61,000 (Feb 1991) |
| Tax Bill | $324 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8402-01-02-0900 |
| Primary APN | 8402-01-02-0900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,311 sqft Living Area |
| 1st Floor Area | 1,311 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.183 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 209 sqft |
| Patio Area | 176 sqft |
| Storage Building | 55 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3913132.0 |
|---|---|
| Old Parcel Number | 34180201020900 |
| Street Address | 1815 UMBRELLA TREE DR |
| City | EDGEWATER |
| State | FL |
| Zip | 32132-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOTS 2090 & 2091 EXC E 25 FT BLK 121 FLORIDA SHORES NO 3 MB 23 PG 83 PER OR 3595 PG 0423 PER OR 6311 PG 4664 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | SHORES |
| Legal Tract | 1 |
| Legal Block | 121 |
| Legal Lot Number | 2090 2091 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 83009 |
Source: Volusia County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1815 UMBRELLA TREE DR, EDGEWATER, FL 32132-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Nov 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 1991 · Amount on Record |
| Deed Sale | Feb 15, 1991 · Amount on Record |
| Deed Document Number | 0003595423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1815 UMBRELLA TREE DR, EDGEWATER, FL 32132-3125 |
| Document Number | 0077864825 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1815 UMBRELLA TREE DR EDGEWATER FL 321323125, EDGEWATER, FL 32132-3125 |
| Document Number | 0077864825 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 007786/004825 |
| Instrument | 244512 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.91% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1815 UMBRELLA TREE DR, EDGEWATER, FL 32132-3125 |
| Document Number | 0077864839 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1815 UMBRELLA TREE DR EDGEWATER FL 321323125, EDGEWATER, FL 32132-3125 |
| Document Number | 0077864839 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 007786/004839 |
| Instrument | 244513 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.91% |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $324.00 (-3.86%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $83,431 (+5.99%) | $245,127 (+0.35%) Land $49,680 Building $195,447 |
| 2023 | $337.00 (-7.42%) Disabled Person's exemption Veteran's exemption | $78,719 (+3%) | $244,264 (+18.73%) Land $31,280 Building $212,984 |
| 2022 | $364.00 Disabled Person's exemption Veteran's exemption | $76,426 | $205,729 Land $27,232 Building $178,497 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 31 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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