1820 Umbrella Tree Dr, Edgewater, FL 32132 Property Records

Volusia County property record for 1820 Umbrella Tree Dr, Edgewater, FL 32132

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,209 sqft · built 1978
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Oct 2023)
Tax Bill$4,760 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Aug 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN8402-01-04-1140

Property Details

APN / Parcel Number

Primary APN8402-01-04-1140
Alternative APNs
  • 34180201041140
  • 3920678.0
  • 3920678

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,209 sqft Living Area
1st Floor Area1,209 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1993
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area253 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area256 sqft
Shed1 Shed
Shed Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3920678.0
Old Parcel Number34180201041140
Street Address1820 UMBRELLA TREE DR
CityEDGEWATER
StateFL
Zip32132-3126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionLOTS 4114 & 4115 BLK 132 FLORIDA SHORES NO 5 MB 23 PGS 107-108 INC PER OR 4863 PG 3656 PER OR 5373 PG 3471 PER OR 7117 PG
Legal Range34E
Legal Township18S
Legal Section02
Legal SubdivisionSHORES
Legal Tract1
Legal Block132
Legal Lot Number4114 4115
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group1
Census Block1069
Census Tract83009

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address310 LAFAYETTE ST, PORT ORANGE, FL 32127-4436
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY LLC
Aug 4, 2022Warranty Deed, Transfer · Construction Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2023 · Amount on Record
Deed SaleOct 24, 2023 · Amount on Record
Prior SaleAug 4, 2022 · Amount on Record
Deed Document Number2023216094
Deed Book / Page8475 / 3468
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 24, 2023
Property Address1820 UMBRELLA TREE DR, EDGEWATER, FL 32132-3126
Document Number0084753468
Book / Page8475 / 3468
Map ReferenceMB 23 PG 107&108
Instrument DateOct 20, 2023
Instrument2023216094
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10231 RIVA RIDGE TRL, ORLANDO, FL 32817-2858

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 LAFAYETTE ST, PORT ORANGE, FL 32127-4436

Mortgage

Document Number0084753470
DateOct 24, 2023
Book Page8475/3470
Instrument2023216095
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateAug 4, 2022
Property Address1820 UMBRELLA TREE DR, EDGEWATER, FL 32132-3126
Document Number0082932795
Book / Page8293 / 2795
Map ReferenceMB 23 PG 107&108
Instrument DateJul 27, 2022
Instrument2022182778
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,057.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10231 RIVA RIDGE TRL, ORLANDO, FL 32817-2858
InvestorPossibly a Property Investor

Mortgage

Document Number0082932798
DateAug 4, 2022
Book Page8293/2798
Instrument2022182779
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,760.00 (+27.51%)$223,787 (+14.52%) Land $54,000 Building $169,787$223,787 (+14.52%) Land $54,000 Building $169,787
2023$3,733.00 (+615.13%)$195,411 (+122.24%) Land $34,000 Building $161,411$195,411 (+20.85%) Land $34,000 Building $161,411
2022$522.00 Senior Citizen's exemption$87,929$161,698 Land $29,600 Building $132,098

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims43 (1994–2024)
Claims Outside the SFHA31 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 6 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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