1823 Hawksbill Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1823 Hawksbill Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,659 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$380,000 (Jul 2018)
Tax Bill	$6,048 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-26-31-0877-0001-2010`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-0877-0001-2010`
Alternative APN	`263106087700012010`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,659 sqft Living Area
Gross Area	4,601 sqft
1st Floor Area	1,871 sqft
Upper Floors Area	1,788 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	501 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1823 HAWKSBILL LN
City	SAINT CLOUD
State	FL
Zip	34771-7569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 201
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	PRESERVE AT TURTLE CREEK PH 3 & 4
Legal Phase	3
Legal Tract	877
Legal Block	2010
Legal Lot Number	201
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1823 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Jul 23, 2018	Special Warranty Deed, Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Jan 30, 2018	Loan Modification, Mortgage · Line of Credit WILMINGTON TR
Aug 8, 2017	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Jul 10, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	2018111958
Deed Book / Page	5371 / 1387
Last Transfer Date	Dec 19, 2024
Transfer Doc	0067232970
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1823 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057290310
Date	May 29, 2020
Book Page	5729/310
Instrument	2020069404

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 23, 2018
Property Address	1823 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0053711387
Book / Page	5371 / 1387
Map Reference	MB25 PG38
Instrument Date	Jul 19, 2018
Instrument	2018111958
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	EASTERN NATIONLA TITLE AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1823 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569

Mortgage

Document Number	2018111959
Date	Jul 23, 2018
Instrument	2018111959

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2018
Property Address	1823 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0052771344
Book / Page	005277 / 001344
Instrument Date	Jan 17, 2018
Instrument	15966
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	52771344
Date	Jan 30, 2018
Book Page	005277/001344
Instrument	15966

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 29, 2023

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 8, 2017
Property Address	1823 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0051911631
Book / Page	005191 / 001631
Instrument Date	Jul 21, 2017
Instrument	114505
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139
Investor	Possibly a Property Investor

Mortgage

Document Number	51911631
Date	Aug 8, 2017
Book Page	005191/001631
Instrument	114505

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Aug 7, 2020

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 10, 2017
Property Address	1823 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0051761375
Book / Page	005176 / 001375
Instrument Date	Jul 7, 2017
Instrument	99601
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$27,023.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	151 SOUTHHALL LN #120 MAITLAND FL 327517115, 120, MAITLAND, FL 32751-7115
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,048.00 (+3.38%)	$380,812 (+5.99%)	$478,600 (-1.72%) Land $75,000 Building $403,600
2024	$5,850.00 (+2.43%)
2023	$5,711.00 (+3.33%) Homeowner's exemption	$359,301 (+3%)	$487,000 (+12.11%) Land $65,000 Building $422,000
2022	$5,527.00 Homeowner's exemption	$348,836	$434,400 Land $60,000 Building $374,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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