1825 Hawksbill Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1825 Hawksbill Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,971 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Jan 2024)
Tax Bill	$6,619 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`062631087700012020`

Property Details

APN / Parcel Number

Primary APN	`062631087700012020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,971 sqft Heated Area
Gross Area	2,732 sqft
1st Floor Area	1,971 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	244 sqft
Porch	Open Porch
Porch Area	320 sqft
Deck Area	940 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1825 HAWKSBILL LN
City	SAINT CLOUD
State	FL
Zip	34771-7569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 202
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	PRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase	3
Legal Tract	877
Legal Lot Number	202
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Jan 11, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jan 30, 2018	Loan Modification, Mortgage · Line of Credit WILMINGTON TR
Jan 4, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Aug 8, 2017	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Jul 10, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	2024012365
Deed Book / Page	6541 / 2487
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2024
Property Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0065412487
Book / Page	6541 / 2487
Map Reference	MB 25 PG 38
Instrument Date	Jan 29, 2024
Instrument	2024012365
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79264 RIDGEHAVEN RD, LANCASTER, SC 29720-6422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569

Mortgage

Document Number	0065412489
Date	Jan 30, 2024
Book Page	6541/2489
Instrument	2024012366

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender
Address	ALPHARETTA, GA 30005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 23, 2020
Property Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0058381794
Book / Page	5838 / 1794
Map Reference	MB 25 PG 38
Instrument Date	Nov 20, 2020
Instrument	2020160382
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,159.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1825 HAWKSBILL LN, 1825, SAINT CLOUD, FL 34771-7569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569

Mortgage

Document Number	0058381796
Date	Nov 23, 2020
Instrument	5838/1796

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0056612463
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1825 HAWKSBILL LN ST CLOUD FL 347717569, ST CLOUD, FL 34771-7569

Mortgage

Document Number	0056612463
Date	Jan 22, 2020
Book Page	005661/002463
Instrument	10729

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2018
Property Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0052771344
Book / Page	005277 / 001344
Instrument Date	Jan 17, 2018
Instrument	15966
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	52771344
Date	Jan 30, 2018
Book Page	005277/001344
Instrument	15966

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 29, 2023

Interest

Rate Type	Adjustable Rate

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 4, 2018
Property Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0052641264
Book / Page	5264 / 1264
Map Reference	MB25 PG38
Instrument Date	Jan 2, 2018
Instrument	2018002539
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	EASTERN NATL TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,029.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 SOUTHHALL LN STE 120, 151, MAITLAND, FL 32751-7115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569

Mortgage

Document Number	2018002540
Date	Jan 4, 2018
Instrument	2018002540

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 8, 2017
Property Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0051911631
Book / Page	005191 / 001631
Instrument Date	Jul 21, 2017
Instrument	114505
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139
Investor	Possibly a Property Investor

Mortgage

Document Number	51911631
Date	Aug 8, 2017
Book Page	005191/001631
Instrument	114505

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Aug 7, 2020

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 10, 2017
Property Address	1825 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
Document Number	0051761375
Book / Page	005176 / 001375
Instrument Date	Jul 7, 2017
Instrument	99601
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$27,023.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	151 SOUTHHALL LN #120 MAITLAND FL 327517115, 120, MAITLAND, FL 32751-7115
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,619.00 (+55.23%)	$369,600 (+32.51%) Land $75,000 Building $294,600	$369,600 (-0.27%) Land $75,000 Building $294,600
2023	$4,264.00 (+5.81%) Homeowner's exemption	$278,930 (+4.96%)	$370,600 (+12.71%) Land $65,000 Building $305,600
2022	$4,030.00 Homeowner's exemption	$265,758	$328,800 Land $60,000 Building $268,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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