Osceola County property record for 1813 Hawksbill Ln, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,701 sqft · built 2018 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (May 2024) |
| Tax Bill | $7,847 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062631087700011960 |
| Primary APN | 062631087700011960 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,701 sqft Heated Area |
| Gross Area | 4,648 sqft |
| 1st Floor Area | 1,713 sqft |
| Upper Floors Area | 1,988 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Finished |
| Garage Area | 601 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 346 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1813 HAWKSBILL LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 196 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PHS 3 4 & 5 |
| Legal Phase | 3 |
| Legal Tract | 877 |
| Legal Lot Number | 196 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631087700011960
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1813 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 17, 2020 | Warranty Deed, Transfer · Conventional with PMI PENNYMAC |
| Apr 24, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | Jan 17, 2020 · Amount on Record |
| Deed Document Number | 2024072107 |
| Deed Book / Page | 6609 / 2459 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1813 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1813 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569 |
| Document Number | 0062150327 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 6215/327 |
| Instrument | 2022077396 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 07, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1813 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1813 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569 |
| Document Number | 0061251571 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 6125/1571 |
| Instrument | 2022004680 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 17, 2020 |
| Property Address | 1813 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569 |
| Document Number | 0056592437 |
| Book / Page | 005659 / 002437 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 8981 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,702.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1813 HAWKSBILL LN ST CLOUD FL 347717569, ST CLOUD, FL 34771-7569 |
| Document Number | 56592439 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 005659/002439 |
| Instrument | 8982 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 24, 2018 |
| Property Address | 1813 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569 |
| Document Number | 0053220444 |
| Book / Page | 5322 / 0444 |
| Map Reference | MB25 PG38 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 2018064566 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ENSTERN NATL TITLE AGENCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 SOUTHHALL LN STE 120, 151, MAITLAND, FL 32751-7115 |
| Name | Verified Name |
|---|---|
| Address | 1813 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569 |
| Document Number | 2018064567 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 2018064567 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,847.00 (-0.97%) Homeowner's exemption | $481,300 (-1.74%) Land $75,000 Building $406,300 | $481,300 (-1.74%) Land $75,000 Building $406,300 |
| 2023 | $7,924.00 (+10.62%) | $489,800 (+12.11%) Land $65,000 Building $424,800 | $489,800 (+12.11%) Land $65,000 Building $424,800 |
| 2022 | $7,163.00 | $436,900 Land $60,000 Building $376,900 | $436,900 Land $60,000 Building $376,900 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 489 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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