18221 Bathgate Ter, Hagerstown, MD 21740 Property Records

Washington County property record for 18221 Bathgate Ter, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,017 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2023)
Tax Bill	$4,275 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-065825`

Property Details

APN / Parcel Number

Primary APN	`10-065825`
Alternative APN	`065825`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,017 sqft Total Area
Basement Area	982 sqft
Finished Basement	982 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Built-in
Garage Area	397 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	44 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065825
Street Address	18221 BATHGATE TER
City	HAGERSTOWN
State	MD
Zip	21740-9723
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT
Legal Description	LOT 241 0.18 ACRES 18221 BATHGATE TERRACE WESTFIELDS SUBDIV SEC 6A
Legal Subdivision	BATHGATE TERRACE WESTFIELDS SUB
Legal Lot Number	241
Jurisdiction	WASHINGTON MD
Township / Civil Division	10, FUNKSTOWN
Census Block Group	3
Census Block	3006
Census Tract	10901

Owner

18221 Bathgate Ter, a townhouse, is owned and occupied by an individual who bought it in August 2023.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18221 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Dec 9, 2019	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Aug 20, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Book / Page	7300 / 357
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 15, 2023
Property Address	18221 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Document Number	0073000357
Book / Page	7300 / 357
Map Reference	PL 10789-10791
Instrument Date	Aug 15, 2023
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18221 BATHGATE TER, HAGERSTOWN, MD 21740-9723

Mortgage

Document Number	0073000363
Date	Aug 15, 2023
Instrument	7300-0363

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 9, 2019
Property Address	18221 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Document Number	0061300217
Book / Page	6130 / 0217
Map Reference	PL 10789-10791
Instrument Date	Dec 5, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	18221 BATHGATE TER, HAGERSTOWN, MD 21740-9723

Mortgage

Document Number	0006130222
Date	Dec 9, 2019
Instrument	6130/222

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 20, 2019
Property Address	18221 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Document Number	0060460179
Book / Page	006046 / 000179
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Aug 31, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$105.04
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 18221 Bathgate Ter was $4,275, up 8.2% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,275.00 (+8.23%)	$412,900 (+8.23%)	$444,300 (-) Land $55,200 Building $389,100
2025	$3,950.00	$381,500	$444,300 Land $55,200 Building $389,100
2023	$3,460.00	$332,700	$350,100 Land $55,200 Building $294,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18221 Bathgate Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18221 Bathgate Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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