18213 Bathgate Ter, Hagerstown, MD 21740 Property Records

Washington County property record for 18213 Bathgate Ter, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,817 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Oct 2025)
Tax Bill	$3,505 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-065822`

Property Details

APN / Parcel Number

Primary APN	`10-065822`
Alternative APN	`065822`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,817 sqft Total Area
Basement Area	752 sqft
Finished Basement	752 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Built-in
Garage Area	397 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	37 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065822
Street Address	18213 BATHGATE TER
City	HAGERSTOWN
State	MD
Zip	21740-9723
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT
Legal Description	LOT 238 0.17 ACRES 18213 BATHGATE TERRACE WESTFIELDS SUBDIV SEC 6A
Legal Subdivision	BATHGATE TERRACE WESTFIELDS SUB
Legal Lot Number	238
Jurisdiction	WASHINGTON MD
Township / Civil Division	10, FUNKSTOWN
Census Block Group	3
Census Block	3006
Census Tract	10901

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18213 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 27, 2020	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Dec 4, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Book / Page	7776 / 1
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 6, 2025
Property Address	18213 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Document Number	0077760001
Book / Page	7776 / 1
Map Reference	PL 10789-10791
Instrument Date	Oct 3, 2025
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18213 BATHGATE TER, HAGERSTOWN, MD 21740-9723

Mortgage

Document Number	0077760008
Date	Oct 6, 2025
Book Page	7776/8

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	18213 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066390420
Date	May 27, 2021
Book Page	6639/420

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 27, 2020
Property Address	18213 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Document Number	0062130155
Book / Page	006213 / 000155
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18213 BATHGATE TER HAGERSTOWN MD 217409723, HAGERSTOWN, MD 21740-9723

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 4, 2019
Property Address	18213 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Document Number	0061260435
Book / Page	006126 / 000435
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$105.57
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,633 (+7.5%)	$407,200 (-) Land $55,200 Building $352,000
2025	$3,505.00 (+10.19%) Homeowner's exemption	$354,067 (+13.97%)	$407,200 (+24.34%) Land $55,200 Building $352,000
2023	$3,181.00 Homeowner's exemption	$310,667	$327,500 Land $55,200 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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