18218 Bathgate Ter, Hagerstown, MD 21740 Property Records

Washington County property record for 18218 Bathgate Ter, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,097 sqft · built 2019
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$291,685 (Jul 2019)
Tax Bill	$4,467 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-065836`

Property Details

APN / Parcel Number

Primary APN	`10-065836`
Alternative APN	`065836`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,097 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Built-in
Garage Area	397 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	37 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065836
Street Address	18218 BATHGATE TER
City	HAGERSTOWN
State	MD
Zip	21740-9722
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT
Legal Description	LOT 252 0.20 ACRES 18218 BATHGATE TERRACE WESTFIELDS SUBDIV SEC 6A
Legal Subdivision	BATHGATE TERRACE WESTFIELDS SUB
Legal Lot Number	252
Jurisdiction	WASHINGTON MD
Township / Civil Division	10, FUNKSTOWN
Census Block Group	3
Census Block	3006
Census Tract	10901

Owner

18218 Bathgate Ter, a townhouse, is owned and occupied by an individual who bought it in July 2019.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18218 BATHGATE TER, HAGERSTOWN, MD 21740-9722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 11, 2019	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Mar 20, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Mar 20, 2019 · Amount on File
Deed Book / Page	6016 / 108
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	18218 BATHGATE TER, HAGERSTOWN, MD 21740-9722
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065350252
Date	Mar 2, 2021
Book Page	6535/252

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Dec 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	18218 BATHGATE TER, HAGERSTOWN, MD 21740-9722
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067840045
Date	Oct 6, 2021
Book Page	6784/45

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 11, 2019
Property Address	18218 BATHGATE TER, HAGERSTOWN, MD 21740-9722
Document Number	0060160108
Book / Page	6016 / 0108
Map Reference	PL 10789-10791
Instrument Date	Jul 11, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	18218 BATHGATE TER, HAGERSTOWN, MD 21740-9722

Mortgage

Document Number	0006016112
Date	Jul 11, 2019
Instrument	6016/112

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 20, 2019
Property Address	18218 BATHGATE TER, HAGERSTOWN, MD 21740-9722
Document Number	0059390159
Book / Page	005939 / 000159
Instrument Date	Mar 13, 2019
Transaction Type	Transfer
Record Updated	Mar 30, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$104.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 18218 Bathgate Ter was $4,467 with a homeowner's exemption, up 10.7% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,467.00 (+10.68%) Homeowner's exemption	$370,133 (+7.42%)	$395,700 (-) Land $56,900 Building $338,800
2025	$4,036.00 Homeowner's exemption	$344,567	$395,700 Land $56,900 Building $338,800
2023	$3,123.00 Homeowner's exemption	$303,367	$319,000 Land $56,900 Building $262,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18218 Bathgate Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18218 Bathgate Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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