1822 Ridge Rd, Munster, IN 46321 Property Records

Lake County property record for 1822 Ridge Rd, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,652 sqft · built 1961
Lot Size	0.292 acres (12,699 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2021)
Tax Bill	$4,771 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0199-0001`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0199-0001`
Alternative APNs	`45-07-20-329-001.000-027` `182801990001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,652 sqft Living Area
Gross Area	5,958 sqft
1st Floor Area	1,826 sqft
Basement Area	1,826 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,699 sqft (0.292 acres)
Lot Dimensions	153 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1822 RIDGE RD
City	MUNSTER
State	IN
Zip	46321-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL & VALE ESTATES 1ST ADD. TO MUNSTER L.1
Legal Subdivision	HILL & VALE ESTATES 1ST
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2000
Census Tract	40401

Owner

Source: Lake County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1822 RIDGE RD, MUNSTER, IN 46321-2038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Apr 4, 2007 · Amount on Record
Deed Document Number	2021515986
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 30, 2021
Property Address	1822 RIDGE RD, MUNSTER, IN 46321-2038
Document Number	0000015986
Map Reference	MB 32 PG 65
Instrument Date	Jun 28, 2021
Instrument	2021-515986
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1822 RIDGE RD, MUNSTER, IN 46321-2038

Mortgage

Document Number	0000015987
Date	Jun 30, 2021
Instrument	2021-515987

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$412,000 (+13.97%) Land $70,000 Building $342,000	$412,000 (+13.97%) Land $70,000 Building $342,000
2024	$4,771.00 (+14.25%)
2023		$361,500 (+15.02%) Land $73,400 Building $288,100	$361,500 (+15.02%) Land $73,400 Building $288,100
2022	$4,176.00 Homeowner's exemption	$314,300 Land $73,400 Building $240,900	$314,300 Land $73,400 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20