1817 Ridge Rd, Munster, IN 46321 Property Records

Lake County property record for 1817 Ridge Rd, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,524 sqft · built 1927
Lot Size0.216 acres (9,450 sqft)
OwnerIndividual Name on Record
Tax Bill$2,133 (2024)
Deeds & MortgagesMay 2021 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN007-18-28-0405-0002

Property Details

APN / Parcel Number

Primary APN007-18-28-0405-0002
Alternative APNs
  • 45-07-20-326-014.000-027
  • 182804050002

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,524 sqft Living Area
Basement Area804 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1995
Construction TypeWood
Roof MaterialAsphalt
Lot Area9,450 sqft (0.216 acres)
Lot Dimensions135 ft deep x 70 ft wide
Garage TypeDetached
Garage Area775 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-18-28-0405-0002
Old Parcel Number182804050002
Street Address1817 RIDGE RD
CityMUNSTER
StateIN
Zip46321-2037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUDA'S FIRST ADD LOT 2
Legal SubdivisionBUDAS ADD 01
Legal Block14
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1021
Census Tract40401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1817 RIDGE RD, MUNSTER, IN 46321-2037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Feb 8, 2019Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2019
Deed SaleFeb 8, 2019
Prior SaleMay 8, 2006
Deed Document Number2019 008401
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1817 RIDGE RD, MUNSTER, IN 46321-2037
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008949
DateMay 18, 2021
Instrument2021-508949
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateFeb 8, 2019
Property Address1817 RIDGE RD, MUNSTER, IN 46321-2037
Document Number0000008401
Map ReferenceMB 46 PG 63
Instrument DateFeb 5, 2019
Instrument2019 008401
Transaction TypeTransfer
Record UpdatedAug 8, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1817 RIDGE RD, MUNSTER, IN 46321-2037

Mortgage

Document Number0000008402
DateFeb 8, 2019
Instrument2019 008402
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$249,800 (+39.16%) Land $52,900 Building $196,900$249,800 (+39.16%) Land $52,900 Building $196,900
2024$2,133.00 (+0.09%)
2023$179,500 (+4.6%) Land $50,100 Building $129,400$179,500 (+4.6%) Land $50,100 Building $129,400
2022$2,131.00$171,600 Land $48,400 Building $123,200$171,600 Land $48,400 Building $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims102 (1981–2019)
Claims Outside the SFHA7 of 102
Most Recent ClaimSep 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 81 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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