1840 Ridge Rd, Munster, IN 46321 Property Records

Lake County property record for 1840 Ridge Rd, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,785 sqft · built 1950
Lot Size0.494 acres (21,519 sqft)
OwnerIndividual Name on File
Tax Bill$5,286 (2024)
Deeds & MortgagesDec 2021 Transfer
Apr 2022 Re-recorded Document
+ 2 more
Flood ZoneZone X (minimal risk)
APN007-18-28-0009-0006

Property Details

APN / Parcel Number

Primary APN007-18-28-0009-0006
Alternative APNs
  • 45-07-20-329-004.000-027
  • 182800090006

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,785 sqft Living Area
Basement Area1,785 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2018
Construction TypeBrick
Roof MaterialAsphalt
Lot Area21,519 sqft (0.494 acres)
Lot Dimensions220 ft deep x 101 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-18-28-0009-0006
Old Parcel Number182800090006
Street Address1840 RIDGE RD
CityMUNSTER
StateIN
Zip46321-2038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT. SW. S.20 T.36 R.9 'EX. W. 100 FT. OF 250 X 200 X 213.6 X 203.6 FT.' .494 AC.
Legal Range09
Legal Township36
Legal Section20
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group2
Census Block2000
Census Tract40401

Owner

1840 Ridge Rd is owned and occupied by an individual who acquired it in December 2021.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1840 RIDGE RD, MUNSTER, IN 46321-2038
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Intrafamily Transfer, Transfer
Apr 11, 2022Re-recorded Document
Nov 19, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Oct 16, 2019Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2020
Deed SaleNov 19, 2020
Prior SaleNov 19, 2020
Deed Document Number0000085000
Last Transfer DateDec 8, 2021
Transfer Doc0000070857
Record UpdatedJun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateDec 8, 2021
Property Address1840 RIDGE RD, MUNSTER, IN 46321-2038
Document Number0000070857
Map ReferenceMB 9 PG 31
Instrument DateNov 23, 2021
Instrument2021-070857
Transaction TypeTransfer
Record UpdatedDec 15, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 RIDGE RD, MUNSTER, IN 46321-2038
InvestorPossibly a Property Investor

April 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLAKE IN
Recording DateApr 11, 2022
Property Address1840 RIDGE RD, MUNSTER, IN 46321-2038
Document Number0000012677
Map ReferenceMB 9 PG 31
Instrument DateNov 23, 2021
Instrument2022-012677
Record UpdatedApr 18, 2022

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 RIDGE RD # 18740, 18740, MUNSTER, IN 46321-2038

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateNov 19, 2020
Property Address1840 RIDGE RD, MUNSTER, IN 46321-2038
Document Number0000085000
Instrument DateNov 2, 2020
Instrument2020-085000
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 RIDGE RD, MUNSTER, IN 46321-2038

Mortgage

Document Number0000085001
DateNov 19, 2020
Instrument2020-085001
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateOct 16, 2019
Property Address1840 RIDGE RD, MUNSTER, IN 46321-2038
Document Number0000070684
Instrument DateOct 11, 2019
Instrument70684
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9200 BIRCH DR MUNSTER IN 463213321, MUNSTER, IN 46321-3321

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$454,600 Land $98,700 Building $355,900$454,600 Land $98,700 Building $355,900
2024$5,286.00
2023$399,500 (+7.54%) Land $79,200 Building $320,300$399,500 (+7.54%) Land $79,200 Building $320,300
2022$4,972.00 Homeowner's exemption$371,500 Land $79,200 Building $292,300$371,500 Land $79,200 Building $292,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1840 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1981–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1840 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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