1822 Pearl St, Covington, KY 41014 Property Records

Kenton County property record for 1822 Pearl St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 690 sqft · built 1889
Lot Size	0.038 acres (1,656 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (Jan 2025)
Tax Bill	$530 (2025)
Deeds & Mortgages	Jul 2019 Sale Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-14-17-017.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-17-017.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	690 sqft Finished Area
Gross Area	765 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	1,656 sqft (0.038 acres)
Lot Dimensions	80 ft deep x 20.7 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1822 PEARL ST
City	COVINGTON
State	KY
Zip	41014-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20.7'X80' ES PEARL 235' S 18TH M.L. HAWTHORNE
Legal Subdivision	SOUTHGATE RICHARD
Legal Phase	27
Legal Lot Number	4,5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2004
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1822 Pearl St is owned by two individuals who bought it in January 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2910 W LAGUNA CT, ELK GROVE, CA 95758-7440
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 22, 2017	Grant Deed, Transfer PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	Jul 23, 2019 · Amount on File
Deed Document Number	2025147
Deed Book / Page	326 / 946
Prior Transfer Date	Jul 25, 2012
Prior Transfer Doc	0005900739
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 23, 2019
Property Address	1822 PEARL ST, COVINGTON, KY 41014-1212
Document Number	0000000135
Book / Page	0C6710 / 000209
Instrument Date	Jul 18, 2019
Instrument	135
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$32.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	705 LUSBY MILL RD CORINTH KY 410102049, CORINTH, KY 41010-2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 22, 2017
Property Address	1822 PEARL ST, COVINGTON, KY 41014-1212
Document Number	0000000126
Book / Page	0C6121 / 000066
Instrument Date	Mar 20, 2017
Instrument	126
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1822 PEARL ST COVINGTON KY 410141212, COVINGTON, KY 41014-1212

Tax Assessment & Valuation

The 2025 property tax bill for 1822 Pearl St was $530.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,000 (+105%) Land $10,000 Building $72,000	$82,000 (+105%) Land $10,000 Building $72,000
2025	$530.00	$40,000 Land $5,000 Building $35,000	$40,000 Land $5,000 Building $35,000
2023	$532.00	$40,000 Land $5,000 Building $35,000	$40,000 Land $5,000 Building $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1822 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1822 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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