1815 Pearl St, Covington, KY 41014 Property Records

Kenton County property record for 1815 Pearl St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1899
Lot Size	0.049 acres (2,125 sqft)
Owner	Company Name on Record
Last Sale	$52,000 (Oct 2020)
Tax Bill	$993 (2025)
Deeds & Mortgages	Oct 2020 Sale Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-14-16-005.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-16-005.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,760 sqft Finished Area
Gross Area	1,868 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,125 sqft (0.049 acres)
Lot Dimensions	85 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1815 PEARL ST
City	COVINGTON
State	KY
Zip	41014-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X85 1/2' WS PEARL 180' S OF E 18TH ST
Legal Subdivision	WELLER JACOB
Legal Lot Number	H
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	206 KENTON ST, BROMLEY, KY 41016-1231
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Grant Deed, Transfer SERVICELINK
Apr 23, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	20205900128
Deed Book / Page	52 / 596
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 30, 2020
Property Address	1815 PEARL ST, COVINGTON, KY 41014-1211
Document Number	0000000128
Book / Page	000052 / 000596
Instrument Date	Oct 9, 2020
Instrument	128
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	206 KENTON ST BROMLEY KY 410161231, BROMLEY, KY 41016-1231

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 23, 2020
Property Address	1815 PEARL ST, COVINGTON, KY 41014-1211
Document Number	0000180137
Book / Page	000018 / 000137
Instrument Date	Oct 28, 2019
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 PEARL ST COVINGTON KY 410141211, COVINGTON, KY 41014-1211

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,400 (+101.87%) Land $10,000 Building $141,400	$151,400 (+101.87%) Land $10,000 Building $141,400
2025	$993.00 (-0.6%)	$75,000 (-) Land $5,000 Building $70,000	$75,000 (-) Land $5,000 Building $70,000
2023	$999.00	$75,000 Land $5,000 Building $70,000	$75,000 Land $5,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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