1819 Pearl St, Covington, KY 41014 Property Records

Kenton County property record for 1819 Pearl St, Covington, KY 41014

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,690 sqft · built 1884
Lot Size0.035 acres (1,530 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Jun 2023)
Tax Bill$861 (2025)
Deeds & MortgagesJun 2023 Sale
Flood ZoneZone X (minimal risk)
APN055-14-16-006.00

Property Details

APN / Parcel Number

Primary APN055-14-16-006.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,690 sqft Finished Area
Gross Area1,774 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Architectural StyleDuplex Single
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialMetal
Lot Area1,530 sqft (0.035 acres)
Lot Dimensions85 ft deep x 18 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1819 PEARL ST
CityCOVINGTON
StateKY
Zip41014-1211
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description18X85 1/2 FT WS PEARL 205 FT S 18TH
Legal SubdivisionWELLER JACOB
Legal Lot Number9
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2008
Census Tract60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1819 Pearl St, a duplex, is owned and occupied by an individual who bought it in June 2023.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1819 PEARL ST, COVINGTON, KY 41014-1211
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2023 · Amount on File
Deed SaleJun 1, 2023 · Amount on File
Deed Document Number2023152
Deed Book / Page229 / 165
Prior Transfer DateDec 19, 2012
Prior Transfer Doc0005900228
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 1, 2023
Property Address1819 PEARL ST, COVINGTON, KY 41014-1211
Document Number0005900152
Book / PageKC 229 / 165
Instrument DateMay 31, 2023
Instrument23060105900152
Transaction TypeTransfer
Record UpdatedJun 19, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address415 CRITTENDEN MOUNT ZION RD, DRY RIDGE, KY 41035-8440

Transferred To (Grantee/Buyer)

NameVerified Name
Address1819 PEARL ST, COVINGTON, KY 41014-1211
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1819 Pearl St was $861.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$90,000 (+38.46%) Land $10,000 Building $80,000$90,000 (+38.46%) Land $10,000 Building $80,000
2025$861.00$65,000 Land $5,000 Building $60,000$65,000 Land $5,000 Building $60,000
2023$865.00$65,000 Land $5,000 Building $60,000$65,000 Land $5,000 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1819 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1819 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Pearl St

Nearby Streets

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