St. Johns County property record for 1821 Cross Pointe Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,042 sqft · built 2004 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jul 2019) |
| Tax Bill | $5,697 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026433-0380 |
| Primary APN | 026433-0380 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,042 sqft Living Area |
| Gross Area | 2,678 sqft |
| 1st Floor Area | 2,042 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1821 CROSS POINTE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 43/57-60 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 2 LOT 38 OR4762/670 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 20 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20907 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1821 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC |
| Jul 19, 2019 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Prior Sale | Nov 20, 2006 · Amount on File |
| Deed Document Number | 201952180 |
| Deed Book / Page | 4762 / 670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1821 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5011 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0054760314 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 5476/314 |
| Instrument | 2022008211 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1821 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5011 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1821 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5011 |
| Investor | Possibly a Property Investor |
| Document Number | 0051970171 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 5197/171 |
| Instrument | 2021024098 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 1821 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5011 |
| Document Number | 0047620670 |
| Book / Page | 004762 / 000670 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 52180 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1821 CROSS POINTE WAY ST AUGUSTINE FL 320925011, ST AUGUSTINE, FL 32092-5011 |
| Document Number | 47620673 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 004762/000673 |
| Instrument | 52181 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,002 (+2.7%) | $396,094 (-1.08%) Land $100,000 Building $296,094 | |
| 2025 | $5,697.00 (+8.91%) Homeowner's exemption | $266,798 (+2.9%) | $400,432 (+9.57%) Land $100,000 Building $300,432 |
| 2024 | $5,231.00 (+2.57%) Homeowner's exemption | $259,279 (+3%) | $365,452 (+4.96%) Land $100,000 Building $265,452 |
| 2023 | $5,100.00 (+5.79%) Homeowner's exemption | $251,727 (+3%) | $348,174 (+3.1%) Land $90,000 Building $258,174 |
| 2022 | $4,821.00 Homeowner's exemption | $244,395 | $337,708 Land $84,000 Building $253,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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