1820 Cross Pointe Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1820 Cross Pointe Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,042 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (May 2020)
Tax Bill	$7,181 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026433-0050`

Property Details

APN / Parcel Number

Primary APN	`026433-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,042 sqft Living Area
Gross Area	2,722 sqft
1st Floor Area	2,042 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	498 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1820 CROSS POINTE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	43/57-60 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 2 LOT 5 OR4949/1610
Legal Range	28E
Legal Township	05S
Legal Section	20
Legal Subdivision	ST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA
Legal Phase	2
Legal Block	1
Legal Lot Number	5
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1820 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Jun 19, 2013 · Amount on Record
Deed Document Number	202040115
Deed Book / Page	4949 / 1610
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 27, 2020
Property Address	1820 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010
Document Number	0049491610
Book / Page	4949 / 1610
Map Reference	MB 43 PG 57-60
Instrument Date	May 22, 2020
Instrument	2020040115
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 ARIEL FARM RD, 300, GREENSBORO, NC 27455-8248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010

Mortgage

Document Number	49491612
Date	May 27, 2020
Instrument	4949/1612

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,139 (+2.7%)	$406,302 (-1.09%) Land $100,000 Building $306,302
2025	$7,181.00 (+9.23%) Homeowner's exemption	$376,961 (+2.9%)	$410,788 (+9.66%) Land $100,000 Building $310,788
2024	$6,574.00 (+2.41%) Homeowner's exemption	$366,337 (+3%)	$374,602 (+4.91%) Land $100,000 Building $274,602
2023	$6,419.00 (+5.02%) Homeowner's exemption	$355,667 (+3%)	$357,074 (+3.41%) Land $90,000 Building $267,074
2022	$6,112.00 Homeowner's exemption	$345,308	$345,308 Land $84,000 Building $261,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20