1815 Cross Pointe Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1815 Cross Pointe Way, Saint Augustine, FL 32092 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	2,153 sqft Living Area
Lot Size	12,632 sqft (0.29 acres)
Garage	Attached, 468 sqft
Occupancy	Owner Occupied
Tax Bill	$5,196.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`026433-0390`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,153 sqft Living Area
Gross Area	2,733 sqft Gross Area
1st Floor	2,153 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,632 sqft (0.29 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	468 sqft Garage
Patio Area	258 sqft Patio
Porch Area	172 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1815 CROSS POINTE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-5011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	43/57-60 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 2 LOT 39 OR3907/1832
Legal Range	28E
Legal Township	05S
Legal Section	20
Legal Subdivision	ST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA
Legal Phase	2
Legal Block	1
Legal Lot Number	39
Legal Unit	2
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1004
Census Tract	20907

Owner

Source: St. Johns County records · APN 026433-0390

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1815 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5011
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2016
Deed Sale	Aug 01, 2016
Prior Sale	Jul 24, 2014 · Amount on Record
Deed Book / Page	4232 / 1299
Prior Transfer Date	Aug 16, 2007
Prior Transfer Doc	0029680547
Record Refreshed	Sep 20, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	1815 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5011
Document Number	0046391485
Instrument Date	Oct 08, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 CROSS POINTE WAY ST AUGUSTINE FL 320925011, ST AUGUSTINE, FL 32092-5011

Mortgage

Document Number	0046391485
Date	Nov 13, 2018
Book Page	004639/001485
Instrument	81473

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,839 (+2.7%)	$382,075 (-8.25%) Land $100,000 Building $282,075
2025	$5,196.00 (+8.75%) Homeowner's exemption	$229,639 (+2.9%)	$416,423 (+9.59%) Land $100,000 Building $316,423
2024	$4,778.00 (+2.64%) Homeowner's exemption	$223,167 (+3%)	$379,989 (+4.88%) Land $100,000 Building $279,989
2023	$4,655.00 (+6.16%) Homeowner's exemption	$216,667 (+3%)	$362,312 (+2.97%) Land $90,000 Building $272,312
2022	$4,385.00 Homeowner's exemption	$210,356	$351,862 Land $84,000 Building $267,862

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 971 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.