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1821 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1821 10th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,357 sqft · built 1955
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jun 2017)
Tax Bill$1,925 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN77841

Property Details

APN / Parcel Number

Primary APN77841
Alternative APN
  • 012630000101560215

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,357 sqft Heated Area
Gross Area2,235 sqft
1st Floor Area1,357 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions75 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area350 sqft
FenceFence
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number77841
Street Address1821 10TH ST
CitySAINT CLOUD
StateFL
Zip34769-3681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 156 W 1/2 LOTS 21-24 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block156
Legal Lot Number21 22
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2032
Census Tract43400

Owner

Source: Osceola County records · APN 77841

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1821 10TH ST, SAINT CLOUD, FL 34769-3681
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2017 · Amount on Record
Deed SaleJun 08, 2017 · Amount on Record
Prior SaleApr 21, 2016
Deed Document Number0005161841
Deed Book / Page5161 / 841
Record UpdatedJun 08, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 08, 2017
Property Address1821 10TH ST, SAINT CLOUD, FL 34769-3681
Document Number0051610841
Book / Page5161 / 0841
Map ReferenceMB B PG33&34
Instrument DateJun 08, 2017
Instrument2017084026
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3275 MAJESTIC OAK DR, 3275, SAINT CLOUD, FL 34771-7791

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 10TH ST, SAINT CLOUD, FL 34769-3681
InvestorPossibly a Property Investor

Mortgage

Document Number0051610842
DateJun 08, 2017
Instrument5161/0842
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,925.00 (+7.12%) Homeowner's exemption$150,447 (+5.99%)$250,800 (+12.16%) Land $46,800 Building $204,000
2023$1,797.00 (+4.23%) Homeowner's exemption$141,949 (+3%)$223,600 (+18.18%) Land $42,500 Building $181,100
2022$1,724.00 Homeowner's exemption$137,815$189,200 Land $35,100 Building $154,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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