1701 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1701 10th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bedrooms	2 Beds
Year Built	Built 1999
Square Footage	2,432 sqft Gross Area
Lot Size	13,982 sqft (0.321 acres)
Last Sale	$360,000 (2026)
Tax Bill	$3,262.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0157-0010`
Alternative APNs	`263001000101570010` `77842`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Building Area	2,432 sqft Gross Area
1st Floor	1,352 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Unfinished Interior Structure

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1999
Exterior Material	Concrete Block Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	13,982 sqft (0.321 acres)
Depth X Width	140 ft x 100 ft Depth x Width

Exterior Amenities

Total Buildings	2 Total Buildings
Deck Area	20 sqft Deck
Patio Area	141 sqft Patio
Porch Area	174 sqft Porch
Canopy Area	288 sqft Canopy

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Central Heating

Location & Zoning

Street Address	1701 10TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3638
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ST CLOUD PB B PG 34 BLK 157 LOTS 1-4 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	157
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1029
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0157-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3480 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7105
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	May 21, 2014 · Amount on Record
Deed Doc Number	202642206
Deed Book / Page	6946 / 771
Record Refreshed	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 30, 2026
Property Address	1701 10TH ST, SAINT CLOUD, FL 34769-3638
Document Number	0069460771
Book / Page	6946 / 771
Map Reference	MB B PG 33&34
Instrument Date	Mar 27, 2026
Instrument	2026042206
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 N PENINSULA AVE, NEW SMYRNA BEACH, FL 32169-2544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7105

Mortgage

Document Number	0006946773
Date	Mar 30, 2026
Instrument	6946/773

Lender

Name	FRED HAWKINS
Type	Private Party

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 27, 2028

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,728.00 (+14.29%)	$235,200 (+36.43%) Land $132,800 Building $102,400	$235,200 (+36.43%) Land $132,800 Building $102,400
2024	$3,262.00 (+9.32%)
2023	$2,984.00 (+11.89%)	$172,400 (+16.49%) Land $110,700 Building $61,700	$172,400 (+16.49%) Land $110,700 Building $61,700
2022	$2,667.00	$148,000 Land $92,300 Building $55,700	$148,000 Land $92,300 Building $55,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.