Osceola County property record for 1625 10th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,273 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2017) |
| Tax Bill | $1,757.00 (2025) |
| Primary APN | 77859 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,273 sqft Heated Area |
| Gross Area | 1,806 sqft Gross Area |
| 1st Floor | 804 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 70 ft x 90 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Fence | Fence |
| Porch | Enclosed Porch |
| Porch Area | 650 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Account Number | 77859 |
|---|---|
| Street Address | 1625 10TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3637 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 158 W 70 FT LOTS 22 THRU 24 & W 70 FT OF N 15 FT LOT 21 2-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD DOWNTOWN BUSINESS DISTRICT |
| Legal Tract | 1 |
| Legal Block | 158 |
| Legal Lot Number | 2,21-24 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 43400 |
Source: Osceola County records · APN 77859
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1625 10TH ST, SAINT CLOUD, FL 34769-3637 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 31, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Nov 13, 2012 · Amount on Record |
| Deed Doc Number | 2017155862 |
| Deed Book / Page | 5232 / 1405 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1625 10TH ST, SAINT CLOUD, FL 34769-3637 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE TRUST |
| Name | Verified Name |
|---|---|
| Address | 1625 10TH ST, SAINT CLOUD, FL 34769-3637 |
| Document Number | 0060560077 |
|---|---|
| Date | Oct 01, 2021 |
| Book Page | 6056/77 |
| Instrument | 2021152571 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 31, 2017 |
| Property Address | 1625 10TH ST, SAINT CLOUD, FL 34769-3637 |
| Document Number | 0052321405 |
| Book / Page | 005232 / 001405 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 155862 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1625 10TH ST ST CLOUD FL 347693637, ST CLOUD, FL 34769-3637 |
| Document Number | 52321407 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 005232/001407 |
| Instrument | 155863 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,757.00 (+7.26%) Homeowner's exemption | $141,085 (+5.99%) | $184,700 (+7.13%) Land $60,000 Building $124,700 |
| 2023 | $1,638.00 (+4.4%) Homeowner's exemption | $133,116 (+3%) | $172,400 (+17.44%) Land $50,000 Building $122,400 |
| 2022 | $1,569.00 Homeowner's exemption | $129,239 | $146,800 Land $41,700 Building $105,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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