18204 E 26th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 18204 E 26th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,750 sqft · built 1999
Lot Size	0.33 acres (14,381 sqft)
Owner	Individual on Record
Tax Bill	$4,184 (2025)
Deeds & Mortgages	May 2018 Loan Modification May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-530-06-32`

Property Details

APN / Parcel Number

Primary APN	`25-530-06-32`
Alternative APNs	`25-530-06-32-00-0-00-000` `25530063200000001` `770950`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	1,750 sqft Living Area
1st Floor Area	818 sqft
Basement Area	818 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,381 sqft (0.33 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	770950
Street Address	18204 E 26TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALL OAKS LOT 25
Legal Subdivision	TALL OAKS
Legal Block	3
Legal Lot Number	25
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3009
Census Tract	14702

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	18204 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2018	Loan Modification, Mortgage WELLS FARGO BK
May 29, 2018	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2015
Deed Sale	Jul 22, 2015
Prior Sale	Apr 7, 2004 · Amount on Record
Deed Document Number	201565365
Prior Transfer Date	Jan 31, 2003
Prior Transfer Doc	0000000581
Record Updated	Sep 20, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	18204 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2458
Document Number	0000E55300
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18204 E 26TH TERRACE CT S INDEPENDENCE MO 640572458, INDEPENDENCE, MO 64057-2458

Mortgage

Document Number	0000E55300
Date	Jun 26, 2018
Instrument	55300E

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate	4.62%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18204 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2458
Document Number	0000E51706
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18204 E 26TH TERRACE CT S INDEPENDENCE MO 640572458, INDEPENDENCE, MO 64057-2458

Mortgage

Document Number	0000E51706
Date	Jun 14, 2018
Instrument	51706E

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,184.00 (-4.08%)	$58,546 (-7.01%) Land $9,154 Building $49,392	$308,140 (-7.01%)
2024	$4,362.00 (+2.35%)
2023	$4,262.00	$62,960 Land $9,435 Building $53,525	$331,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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