18205 E 26th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 18205 E 26th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,224 sqft · built 2002
Lot Size	0.183 acres (7,961 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,039 (2024)
Deeds & Mortgages	May 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-530-05-21`

Property Details

APN / Parcel Number

Primary APN	`25-530-05-21`
Alternative APNs	`25-530-05-21-00-0-00-000` `25530052100000001` `770902`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	480 sqft
Basement Area	579 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,961 sqft (0.183 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	770902
Street Address	18205 E 26TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALL OAKS---LOT 17
Legal Subdivision	TALL OAKS
Legal Block	3
Legal Lot Number	17
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3010
Census Tract	14702

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18205 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage A1 MORTGAGE GROUP LLC
Feb 16, 2018	Warranty Deed, Transfer COMMERCE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2018
Deed Sale	Feb 16, 2018
Prior Sale	Jan 15, 2014 · Amount on Record
Deed Document Number	2018E13019
Prior Transfer Date	May 26, 2010
Prior Transfer Doc	00E0054664
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18205 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2459
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	ATG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0057882
Date	May 27, 2021
Instrument	2021E0057882

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 16, 2018
Property Address	18205 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2459
Document Number	0000E13019
Instrument Date	Feb 16, 2018
Instrument	13019E
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ALLIANCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18205 E 26TH TERRACE CT S INDEPENDENCE MO 640572459, INDEPENDENCE, MO 64057-2459

Mortgage

Document Number	E13455
Date	Feb 16, 2018
Instrument	13455E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS, MO 64106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,541 (-1.32%) Land $6,644 Building $50,897	$302,850 (-1.32%)
2024	$4,039.00 (+2.3%)
2023	$3,948.00	$58,311 Land $3,979 Building $54,332	$306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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