Jackson County property record for 18109 E 26th Ter Ct S, Independence, MO 64057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,280 sqft · built 2000 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $176,000 (Aug 2003) |
| Tax Bill | $3,623 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-530-05-25 |
| Primary APN | 25-530-05-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 3,307 sqft |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 1,247 sqft |
| Finished Basement | 935 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 61 sqft |
| Deck Area | 70 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Private |
| Account Number | 770906 |
|---|---|
| Old Parcel Number | 25530052500000001 |
| Street Address | 18109 E 26TH TERRACE CT S |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64057-2457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL OAKS LOT 13 |
| Legal Subdivision | TALL OAKS |
| Legal Lot Number | 13 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 14702 |
Source: Jackson County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 18109 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2457 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2003 · Amount on Record |
| Deed Sale | Aug 6, 2003 · Amount on Record |
| Deed Document Number | 2003I 0095697 |
| Last Transfer Date | Aug 7, 2003 |
| Transfer Doc | 0000I95697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jul 6, 2026 |
| Property Address | 18109 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2457 |
| Document Number | 0000049853 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202649853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18109 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2457 |
| Document Number | 0000049853, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202649853 |
| Name | COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 143 Months |
| Due | Jun 26, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Jackson County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,843 (+6.77%) Land $6,644 Building $49,199 | $293,910 (+6.77%) | |
| 2024 | $3,623.00 (+2.32%) | ||
| 2023 | $3,541.00 | $52,301 Land $6,452 Building $45,849 | $275,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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