1820 Reserve St, Spearfish, SD 57783 Property Records

Lawrence County property record for 1820 Reserve St, Spearfish, SD 57783 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,508 sqft · built 2012
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Tax Bill$6,800 (2025)
Flood ZoneZone X (minimal risk)
APN32315-00700-200-00

Property Details

APN / Parcel Number

Primary APN32315-00700-200-00
Alternative APN
  • R18167

Interior

Full Baths5 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area1,508 sqft Living Area
1st Floor Area1,508 sqft
Basement Area1,508 sqft
Unfinished Basement1,508 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Lot Area12,197 sqft (0.28 acres)
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberR18167
Street Address1820 RESERVE ST
CitySPEARFISH
StateSD
Zip57783-9505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RESERVE ON HIGGINS CREEK LOT 20R BLK 7 PLAT 2012-06020
Legal SubdivisionTHE RESERVE ON HIGGINS CR
Legal TractA
Legal Block7
Legal Lot Number20R
JurisdictionLAWRENCE SD
Township / Civil DivisionSPEARFISH
Census Block Group1
Census Block1066
Census Tract966301

Owner

Source: Lawrence County records · APN 32315-00700-200-00

Assessment roll updated September 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address631 BUNDY AVE, SAN JOSE, CA 95117-2204
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyLawrence County
MunicipalitySpearfish City
Unified School DistrictSpearfish School District 40-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,800.00 (-1%)$520,260 (+44.51%) Land $58,070 Building $462,190
2024$6,869.00 (+46.99%)
2023$449,990 Land $58,070 Building $391,920
2022$4,673.00$360,020 Land $58,070 Building $301,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819663011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2008)
Most Recent ClaimJun 2008, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 34% of South Dakota
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Midcontinent CommunicationsCable2,000 / 1,000
Clarity TelecomCable1,000 / 30
T-Mobile USAFixed Wireless100 / 20
BHT Investment HoldingsFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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