Lawrence County property record for 1811 Reserve St, Spearfish, SD 57783 · Last verified June 2026
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,537 sqft · built 2018 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,846 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32315-01600-350-00 |
| Primary APN | 32315-01600-350-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 1,537 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | R18325 |
|---|---|
| Street Address | 1811 RESERVE ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-9514 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | THE RESERVE ON HIGGINS CREEK LOT 35A BLK 16 PLAT 2017-05876 |
| Legal Subdivision | THE RESERVE ON HIGGINS CR |
| Legal Block | 16 |
| Legal Lot Number | 35A |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 966301 |
Source: Lawrence County records · APN 32315-01600-350-00
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1811 RESERVE ST, SPEARFISH, SD 57783-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,846.00 | $369,410 (+14.62%) Land $56,800 Building $312,610 | |
| 2024 | $3,846.00 (-7.64%) | ||
| 2023 | $346,550 Land $56,800 Building $289,750 | ||
| 2022 | $4,164.00 | $322,300 Land $56,800 Building $265,500 |
Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819663011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2008) |
| Most Recent Claim | Jun 2008, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 47% of the US · above 34% of South Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 2,000 / 1,000 |
| Clarity Telecom | Cable | 1,000 / 30 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| BHT Investment Holdings | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.
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