Lawrence County property record for 1813 Reserve St, Spearfish, SD 57783
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,537 sqft · built 2018 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,729 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32315-01600-350-10 |
| Primary APN | 32315-01600-350-10 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 1,537 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | R18326 |
|---|---|
| Street Address | 1813 RESERVE ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-9514 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | THE RESERVE ON HIGGINS CREEK LOT 35B BLK 16 PLAT 2017-05876 |
| Legal Subdivision | THE RESERVE ON HIGGINS CR |
| Legal Block | 16 |
| Legal Lot Number | 35B |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 966301 |
Source: Lawrence County assessment roll, as of September 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1813 RESERVE ST, SPEARFISH, SD 57783-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,729.00 (+0.06%) | $366,030 (+14.73%) Land $54,000 Building $312,030 | |
| 2024 | $1,728.00 (-58.07%) | ||
| 2023 | $343,200 Land $54,000 Building $289,200 | ||
| 2022 | $4,121.00 | $319,030 Land $54,000 Building $265,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2008) |
| Most Recent Claim | Jun 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 66% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPEARFISH serves 13,803 people · EPA ID SD4600311 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 1,000 |
| Clarity Telecom Cable · Fiber in parts of the area | 1,000 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| BHT Investment Holdings Fixed Wireless | 100 / 20 |
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