1820 Orchard Ln, Merced, CA 95340 Property Records

Merced County property record for 1820 Orchard Ln, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 965 sqft · built 1941
Lot Size	0.143 acres (6,219 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (May 2026)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`034-154-007-000`

Property Details

APN / Parcel Number

Primary APN	`034-154-007-000`
Alternative APN	`034-154-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	965 sqft Living Area
1st Floor Area	965 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,219 sqft (0.143 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Water Source	Well

Location & Zoning

Old Parcel Number	034-154-007
Street Address	1820 ORCHARD LN
City	MERCED
State	CA
Zip	95340-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SKYLINE PK LOT 4
Legal Subdivision	SKYLINE PARK
Legal Lot Number	4
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1036
Census Tract	1401

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 ORCHARD LN, MERCED, CA 95340-5111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Grant Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORPORATION
Mar 20, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG
Feb 9, 2017	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	202613304
Prior Transfer Date	May 30, 2012
Prior Transfer Doc	0000024325
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 26, 2026
Property Address	1820 ORCHARD LN, MERCED, CA 95340-5111
Document Number	0000013304
Instrument Date	May 20, 2026
Instrument	202613304
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39,218.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1820 ORCHARD LN, MERCED, CA 95340-5111

Mortgage

Document Number	0000013305,
Date	May 26, 2026
Instrument	202613305

Lender

Name	LEADER ONE FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000013306,
Date	May 26, 2026
Instrument	202613306

Lender

Name	LEADER ONE FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 20, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 20, 2017
Property Address	1820 ORCHARD LN, MERCED, CA 95340-5111
Document Number	0000008768
Instrument Date	Feb 17, 2017
Instrument	8768
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1820 ORCHARD AVE MERCED CA 95340, MERCED, CA 95340

Mortgage

Document Number	8769
Date	Mar 20, 2017
Instrument	8769

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2032

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 9, 2017
Property Address	1820 ORCHARD LN, MERCED, CA 95340-5111
Document Number	0000004588
Instrument Date	Feb 6, 2017
Instrument	4588
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2600 E SOUTH BEAR CREEK DR MERCED CA 953409447, MERCED, CA 95340-9447

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$177,561 (+2%) Land $53,266 Building $124,295
2025	$1,877.00 (+5.81%) Homeowner's exemption	$174,080 (+4.04%) Land $52,222 Building $121,858
2024	$1,774.00 (+1.49%)
2023	$1,748.00 (+1.45%) Homeowner's exemption	$167,323 Land $50,196 Building $117,127
2022	$1,723.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 207 policies
Nearby Flood Policies	207 in force
Nearby Flood Claims	8 (1994–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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