Merced County property record for 1870 Orchard Ln, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 846 sqft · built 1941 |
| Lot Size | 0.142 acres (6,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (Apr 2022) |
| Tax Bill | $2,088 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 034-154-009-000 |
| Primary APN | 034-154-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 846 sqft Living Area |
| Gross Area | 1,086 sqft |
| 1st Floor Area | 846 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,187 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 034-154-009 |
|---|---|
| Street Address | 1870 ORCHARD LN |
| City | MERCED |
| State | CA |
| Zip | 95340-5111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SKYLINE PK LOT 2 |
| Legal Subdivision | SKYLINE PARK |
| Legal Lot Number | 2 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1401 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1870 ORCHARD LN, MERCED, CA 95340-5111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 18, 2022 | Grant Deed, Transfer · Commercial Mortgage MONIQUE FIGUEROA |
| Apr 16, 2020 | Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Apr 16, 2020 · Amount on Record |
| Deed Document Number | 202215379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 18, 2022 |
| Property Address | 1870 ORCHARD LN, MERCED, CA 95340-5111 |
| Document Number | 0000015379 |
| Map Reference | MB 10 PG 6 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022015379 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1870 ORCHARD LN, MERCED, CA 95340-5111 |
| Document Number | 0000015380 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022015380 |
| Name | MONIQUE FIGUEROA |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 16, 2020 |
| Property Address | 1870 ORCHARD LN, MERCED, CA 95340-5111 |
| Document Number | 0000012375 |
| Map Reference | MB 10 PG 6 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 2020012375 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1870 ORCHARD LN, MERCED, CA 95340-5111 |
| Document Number | 0000012376 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2020012376 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Number | 0000012378 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2020012378 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $196,999 (+2%) Land $81,181 Building $115,818 | |
| 2025 | $2,088.00 (+7.35%) Homeowner's exemption | $193,138 (+4.04%) Land $79,590 Building $113,548 |
| 2023 | $1,945.00 (+0.15%) Homeowner's exemption | $185,640 Land $76,500 Building $109,140 |
| 2022 | $1,942.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 207 policies |
| Nearby Flood Policies | 207 in force |
| Nearby Flood Claims | 8 (1994–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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