1805 Orchard Ln, Merced, CA 95340 Property Records

Merced County property record for 1805 Orchard Ln, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 963 sqft · built 1941
Lot Size	0.132 acres (5,740 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (May 1999)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2026 Sale + 4 more
Flood Zone	Zone AO (high risk)
APN	`034-153-005-000`

Property Details

APN / Parcel Number

Primary APN	`034-153-005-000`
Alternative APN	`034-153-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	963 sqft Living Area
Gross Area	1,203 sqft
1st Floor Area	963 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1947
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,740 sqft (0.132 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	034-153-005
Street Address	1805 ORCHARD LN
City	MERCED
State	CA
Zip	95340-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SKYLINE PK LOT 16
Legal Subdivision	SKYLINE PARK
Legal Lot Number	16
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1028
Census Tract	1401

Owner

1805 Orchard Ln is owned and occupied by an individual who acquired it in February 2024.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1805 ORCHARD LN, MERCED, CA 95340-5110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 13, 2026	Grant Deed, Transfer
Feb 22, 2024	Intrafamily Transfer, Transfer
Jul 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 22, 2021	Intrafamily Transfer, Transfer
Mar 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 1999 · Amount on File
Deed Sale	May 25, 1999 · Amount on File
Deed Document Number	199919018
Deed Book / Page	3874 / 483
Last Transfer Date	Feb 22, 2024
Transfer Doc	0000004052
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jun 12, 2026
Property Address	1805 ORCHARD LN, MERCED, CA 95340-5110
Document Number	0000015891
Instrument Date	Jun 5, 2026
Instrument	202615891
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 ORCHARD LN, MERCED, CA 95340-5110

Mortgage

Document Number	0000015891,
Date	Jun 12, 2026
Instrument	202615891

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 13, 2026
Property Address	1805 ORCHARD LN, MERCED, CA 95340-5110
Document Number	0000000789
Map Reference	VOL 10 PG 6
Instrument Date	Jan 8, 2025
Instrument	2026000789
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1805 ORCHARD LN, MERCED, CA 95340-5110

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Feb 22, 2024
Property Address	1805 ORCHARD LN, MERCED, CA 95340-5110
Document Number	0000004052
Map Reference	VOL 10 PG 6
Instrument Date	Feb 22, 2024
Instrument	2024004052
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E 21ST ST, MERCED, CA 95340-4210

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 20, 2022
Property Address	1805 ORCHARD LN, MERCED, CA 95340-5110
Document Number	0000026931
Map Reference	VOL 10 PG 6
Instrument Date	Jun 15, 2022
Instrument	2022026931
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 ORCHARD LN, MERCED, CA 95340-5110

Mortgage

Document Number	0000026932
Date	Jul 20, 2022
Instrument	2022026932

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 22, 2021
Property Address	1805 ORCHARD LN, MERCED, CA 95340-5110
Document Number	0000032398
Map Reference	MB 10 PG 1
Instrument Date	Jul 20, 2021
Instrument	2021032398
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	135 W 26TH ST, MERCED, CA 95340-2908

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 4, 2020
Property Address	1805 ORCHARD LN, MERCED, CA 95340-5110
Document Number	0000007662
Instrument Date	Jan 2, 2020
Instrument	7662
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E 21ST ST MERCED CA 953404210, MERCED, CA 95340-4210

Tax Assessment & Valuation

The 2025 property tax bill for 1805 Orchard Ln was $1,224.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$110,311 (+2%) Land $39,964 Building $70,347
2025	$1,224.00	$108,149 Land $39,181 Building $68,968
2023	$1,143.00 (+1.42%)	$103,951 Land $37,660 Building $66,291
2022	$1,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1805 Orchard Ln in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 207 policies
Nearby Flood Policies	207 in force
Nearby Flood Claims	8 (1994–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1805 Orchard Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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