182 Ranson Estates Cir, Ranson, WV 25438 Property Records

Jefferson County property record for 182 Ranson Estates Cir, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1995
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 2019)
Tax Bill	$1,658 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-5-0191.0000`

Property Details

APN / Parcel Number

Primary APN	`08-5-0191.0000`
Alternative APN	`19-08-5-0191.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	75 ft deep x 84.6 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	182 RANSON ESTATES CIR
City	RANSON
State	WV
Zip	25438-1794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #4 RANSON ESTATES
Legal Subdivision	RANSON ESTATES
Legal Lot Number	4
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	2
Census Block	2005
Census Tract	972401

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	182 RANSON ESTATES CIR, RANSON, WV 25438-1794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 20, 2019	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS
Feb 5, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	20195766
Deed Book / Page	1224 / 210
Last Transfer Date	Nov 19, 2021
Transfer Doc	1271/741
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON WV
Recording Date	Nov 24, 2021
Property Address	182 RANSON ESTATES CIR, RANSON, WV 25438-1794
Document Number	1271/741
Book / Page	1271 / 741
Map Reference	MB 12 PG 25
Instrument Date	Nov 19, 2021
Instrument	202100019824
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	182 RANSON ESTATES CIR, RANSON, WV 25438-1794

Mortgage

Document Number	202100019825
Date	Nov 24, 2021
Instrument	202100019825

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	182 RANSON ESTATES CIR, RANSON, WV 25438-1794
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 RANSON ESTATES CIR, RANSON, WV 25438-1794

Mortgage

Document Number	2364/394
Date	Mar 31, 2021
Book Page	2364/394
Instrument	202100005634

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Aug 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 20, 2019
Property Address	182 RANSON ESTATES CIR, RANSON, WV 25438-1794
Document Number	0000005766
Book / Page	001224 / 000210
Instrument Date	May 17, 2019
Instrument	5766
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	182 RANSON ESTATES CIR RANSON WV 254381794, RANSON, WV 25438-1794

Mortgage

Document Number	5767
Date	May 20, 2019
Book Page	002224/000405
Instrument	5767

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Feb 5, 2019
Property Address	182 RANSON ESTATES CIR, RANSON, WV 25438-1794
Document Number	0000001335
Book / Page	001218 / 000586
Instrument Date	Jan 8, 2019
Instrument	1335
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$686.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	412 W BURR BLVD KEARNEYSVILLE WV 254304792, KEARNEYSVILLE, WV 25430-4792

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,658.00 (+4.02%)	$120,700 (+5.97%) Land $54,800 Building $65,900	$201,167 (+5.93%) Land $91,333 Building $109,833
2025	$1,594.00 (+2.97%)	$113,900 (+4.3%) Land $47,200 Building $66,700	$189,900 (+4.28%) Land $78,700 Building $111,200
2023	$1,548.00	$109,200 Land $47,200 Building $62,000	$182,100 Land $78,700 Building $103,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1985)
Most Recent Claim	Feb 1985 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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