182 Ransom Trce, Georgetown, KY 40324 Property Records

Scott County property record for 182 Ransom Trce, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 2002
Lot Size	0.128 acres (5,580 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (Jul 2022)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141-20-052.000`

Property Details

APN / Parcel Number

Primary APN	`141-20-052.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	5,580 sqft (0.128 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	182 RANSOM TRCE
City	GEORGETOWN
State	KY
Zip	40324-2093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRADFORD COTTAGE
Legal Subdivision	BRADFORD COTTAGE
Legal Lot Number	375
Legal Unit	3A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3009
Census Tract	40203

Owner

182 Ransom Trce is owned and occupied by an individual who bought it in July 2022.

Source: Scott County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	182 RANSOM TRCE, GEORGETOWN, KY 40324-2093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	May 12, 2011 · Amount on File
Deed Document Number	2022456680
Deed Book / Page	435 / 406
Prior Transfer Date	Apr 29, 2013
Prior Transfer Doc	D351/505
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 14, 2022
Property Address	182 RANSOM TRCE, GEORGETOWN, KY 40324-2093
Document Number	00D435/406
Book / Page	D435 / 406
Map Reference	CAB 7 SL 82
Instrument Date	Jul 12, 2022
Instrument	456680
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 HARBOR VILLAGE DR, 230, GEORGETOWN, KY 40324-8908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 RANSOM TRCE, GEORGETOWN, KY 40324-2093

Mortgage

Document Number	0000456681
Date	Jul 14, 2022
Instrument	456681

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 182 Ransom Trce was $2,393.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,700 (-)	$268,700 (-)
2025	$2,393.00	$268,700	$268,700
2023	$2,289.00 (+46.64%)	$252,500 (+40.28%) Land $35,000 Building $217,500	$252,500 (+40.28%) Land $35,000 Building $217,500
2022	$1,561.00	$180,000 Land $30,000 Building $150,000	$180,000 Land $30,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 182 Ransom Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 Ransom Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20