Scott County property record for 177 Ransom Trce, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,528 sqft · built 2002 |
| Lot Size | 0.138 acres (6,029 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Mar 2024) |
| Tax Bill | $2,761 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-20-033.000 |
| Primary APN | 141-20-033.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,029 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 177 RANSOM TRCE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD COTTAGE |
| Legal Subdivision | BRADFORD COTTAGE |
| Legal Lot Number | 313 |
| Legal Unit | 3A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 40203 |
177 Ransom Trce is owned and occupied by an individual who bought it in March 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 177 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK |
| Mar 26, 2024 | Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Jan 4, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on File |
| Deed Sale | Mar 26, 2024 · Amount on File |
| Prior Sale | Apr 18, 2013 · Amount on File |
| Deed Document Number | 2024496033 |
| Deed Book / Page | 448 / 93 |
| Prior Transfer Date | Dec 29, 2021 |
| Prior Transfer Doc | 00D430/608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 177 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 177 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Document Number | 0M1670/204 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | M1670/204 |
| Instrument | 449836 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 26, 2024 |
| Property Address | 177 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Document Number | 000D448/93 |
| Book / Page | D448 / 93 |
| Map Reference | CAB 7 SL 82 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 496033 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 TURTLE POINT DR, GEORGETOWN, KY 40324-8752 |
| Name | Verified Name |
|---|---|
| Address | 177 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Investor | Possibly a Property Investor |
| Document Number | 0000496036 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 496036 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 0M1776/686 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | M1776/686 |
| Instrument | 496056 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 4, 2022 |
| Property Address | 177 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Document Number | 00D430/608 |
| Book / Page | D430 / 608 |
| Map Reference | CAB 7 SLIDE 82 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 448264 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 177 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Name | Verified Name |
|---|---|
| Address | 177 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
The 2025 property tax bill for 177 Ransom Trce was $2,761.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,000 (-) | $310,000 (-) | |
| 2025 | $2,761.00 | $310,000 | $310,000 |
| 2023 | $1,447.00 (+19.98%) Homeowner's exemption | $206,000 (+14.7%) Land $35,000 Building $171,000 | $206,000 (+14.7%) Land $35,000 Building $171,000 |
| 2022 | $1,206.00 Homeowner's exemption | $179,600 Land $30,000 Building $149,600 | $179,600 Land $30,000 Building $149,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 Ransom Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 177 Ransom Trce is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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