Scott County property record for 185 Ransom Trce, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,528 sqft · built 2002 |
| Lot Size | 0.128 acres (5,597 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Sep 2025) |
| Tax Bill | $2,754 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Sep 2025 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-20-049.000 |
| Primary APN | 141-20-049.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,597 sqft (0.128 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 185 RANSOM TRCE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD COTTAGE |
| Legal Subdivision | BRADFORD COTTAGE |
| Legal Lot Number | 309 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 341 SPRING VALLEY LN, LEXINGTON, KY 40511-8638 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Oct 4, 2017 | Deed of Trust, Mortgage STOCKTON MORTGAGE CORP |
| Sep 29, 2025 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Jan 25, 2024 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Nov 13, 2023 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Feb 25, 2020 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Oct 4, 2017 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Jan 25, 2024 · Amount on Record |
| Deed Document Number | 2025556705 |
| Deed Book / Page | 461 / 99 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 185 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW SE |
| Name | Verified Name |
|---|
| Document Number | 0M1361/078 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | M1361/078 |
| Instrument | 375554 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 1, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 29, 2025 |
| Property Address | 185 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Document Number | 000D461/99 |
| Book / Page | D461 / 99 |
| Map Reference | CAB 7 SL 82 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 556705 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Name | Verified Name |
|---|---|
| Address | 341 SPRING VALLEY LN, LEXINGTON, KY 40511-8638 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 25, 2024 |
| Property Address | 185 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Document Number | 0000D447/4 |
| Book / Page | D447 / 4 |
| Map Reference | CAB 7 SL 82 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 491592 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1795 ALYSHEBA WAY STE 5203, 5203, LEXINGTON, KY 40509-2473 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 185 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Document Number | 0000491595 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 491595 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 13, 2023 |
| Property Address | 185 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Document Number | 00D445/608 |
| Book / Page | D445 / 608 |
| Map Reference | CAB 7 SL 82 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 487055 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 HAVERFORD PATH APT 2, 2, GEORGETOWN, KY 40324-2659 |
| Name | Verified Name |
|---|---|
| Address | 3854 IRON WORKS RD, GEORGETOWN, KY 40324-8653 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 25, 2020 |
| Property Address | 185 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Document Number | 00D412/412 |
| Book / Page | D412 / 412 |
| Map Reference | CAB 7 SL 82 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 412297 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 341 MOUNT RUSHMORE DR # DR15, DR15, RICHMOND, KY 40475-7883 |
| Name | Verified Name |
|---|---|
| Address | 185 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Investor | Possibly a Property Investor |
| Document Number | 0000412298 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 412298 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 4, 2017 |
| Property Address | 185 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Document Number | 00D391/242 |
| Book / Page | D391 / 242 |
| Map Reference | CAB7 SL82 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 375550 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | FOUNDATION TITLE & ESCROW SE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 BLANKET MEADOW RD, MONROE, CT 06468-1095 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 185 RANSOM TRCE, GEORGETOWN, KY 40324-2093 |
| Document Number | 0M1361/062 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | M1361/062 |
| Instrument | 375553 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,000 (+5.11%) | $325,000 (+5.11%) | |
| 2025 | $2,754.00 (+45.87%) | $309,200 (+47.24%) | $309,200 (+47.24%) |
| 2024 | $1,888.00 (+1.12%) | $210,000 (+1.94%) | $210,000 (+1.94%) |
| 2023 | $1,867.00 (+19.99%) | $206,000 (+14.84%) Land $35,000 Building $171,000 | $206,000 (+14.84%) Land $35,000 Building $171,000 |
| 2022 | $1,556.00 | $179,375 Land $30,000 Building $149,375 | $179,375 Land $30,000 Building $149,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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