168 McCosh Rd, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 168 McCosh Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,376 sqft · built 1957
Lot Size	0.244 acres (10,624 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Apr 2020)
Tax Bill	$12,975 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00074-06-00004`

Property Details

APN / Parcel Number

Primary APN	`02-00074-06-00004`
Alternative APNs	`0200074000600004` `0200074600004`

Interior

Stories	1 Story
Building Area	1,376 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,624 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200074600004
Street Address	168 MCCOSH RD
City	MONTCLAIR
State	NJ
Zip	07043-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A1
Legal Block	74.6
Legal Lot Number	4
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3006
Census Tract	124312

Owner

168 McCosh Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	168 MCCOSH RD, MONTCLAIR, NJ 07043-2106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE LLC
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage TIAA-CREF TR CO FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Prior Sale	Jul 23, 2014 · Amount on File
Deed Document Number	202016477
Deed Book / Page	3782 / 30
Record Updated	Oct 29, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 6, 2020
Property Address	168 MCCOSH RD, MONTCLAIR, NJ 07043-2106
Document Number	0000016477
Book / Page	D3782 / 30
Instrument Date	Mar 11, 2020
Instrument	2020016477
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 CHESTNUT ST, 140, MONTCLAIR, NJ 07042-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	168 MCCOSH ROAD, CLIFTON, NJ
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016478
Date	Apr 6, 2020
Book Page	M16095/155
Instrument	2020016478

Lender

Name	CROSSCOUNTY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	168 MCCOSH RD, MONTCLAIR, NJ 07043-2106
Document Number	0000006846
Book / Page	014348 / 000083
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017
Title Company	TITLE RSRC GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	168 MCCOSH RD MONTCLAIR NJ 070432106, MONTCLAIR, NJ 07043-2106

Mortgage

Document Number	0000006846
Date	Feb 3, 2017
Book Page	014348/000083
Instrument	6846

Lender

Name	TIAA-CREF TR CO FSB
Type	Federal Savings Bank
Address	SAINT LOUIS, MO 63102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 168 McCosh Rd was $12,975, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,700 (-) Land $124,500 Building $87,200	$211,700 (-) Land $124,500 Building $87,200
2025	$12,975.00 (+3.25%)	$211,700 Land $124,500 Building $87,200	$211,700 Land $124,500 Building $87,200
2024	$12,567.00
2023		$211,700 Land $124,500 Building $87,200	$211,700 Land $124,500 Building $87,200
2022	$12,088.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 168 McCosh Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 McCosh Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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