18190 Wagner Rd, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 18190 Wagner Rd, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,895 sqft · built 2018
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$21,260 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`537-10-015`

Property Details

APN / Parcel Number

Primary APN	`537-10-015`
Alternative APN	`53710006`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,895 sqft Living Area
Gross Area	4,729 sqft
1st Floor Area	2,405 sqft
2nd Floor Area	1,490 sqft
Basement Area	834 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	108,900 sqft
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	53710006
Street Address	18190 WAGNER RD
City	LOS GATOS
State	CA
Zip	95032-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS-D
Legal Description	LOT A
Legal Lot Number	A
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	507002

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18190 WAGNER RD, LOS GATOS, CA 95032-6608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
May 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 20, 2019
Transfer Doc	0024188679
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18190 WAGNER RD, LOS GATOS, CA 95032-6608
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18190 WAGNER RD, LOS GATOS, CA 95032-6608

Mortgage

Document Number	0025260191
Date	Mar 16, 2022
Instrument	25260191

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18190 WAGNER RD, LOS GATOS, CA 95032-6608
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18190 WAGNER RD, LOS GATOS, CA 95032-6608

Mortgage

Document Number	0025213869
Date	Jan 7, 2022
Instrument	25213869

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18190 WAGNER RD, LOS GATOS, CA 95032-6608
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024069339
Date	Nov 26, 2018
Instrument	24069339

Lender

Name	COMPASS BANK
Type	Bank
Address	FRESNO, CA 93711

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18190 WAGNER RD, LOS GATOS, CA 95032-6608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024218875
Date	Jul 5, 2019
Instrument	24218875

Lender

Name	BBVA USA
Type	Non-Lending Institution
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 21, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18190 WAGNER RD, LOS GATOS, CA 95032-6608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024440914
Date	Mar 26, 2020
Instrument	24440914

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 28, 2019
Property Address	18190 WAGNER RD, LOS GATOS, CA 95032-6608
Document Number	0024188679
Instrument Date	May 20, 2019
Instrument	24188679
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18190 WAGNER RD, LOS GATOS, CA 95032-6608

Mortgage

Document Number	0024188680
Date	May 28, 2019
Instrument	24188680

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Los Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,831,440 (+2%) Land $124,698 Building $1,706,742
2025	$21,260.00 (+5.76%)	$1,795,530 (+4.04%) Land $122,253 Building $1,673,277
2023	$20,103.00 (+0.66%)	$1,725,808 Land $117,506 Building $1,608,302
2022	$19,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1983)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Wagner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures