1819 Westerham Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1819 Westerham Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,434 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$315,900 (Oct 2019)
Tax Bill	$4,489 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042631017300011790`

Property Details

APN / Parcel Number

Primary APN	`042631017300011790`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,434 sqft Heated Area
Gross Area	3,515 sqft Gross Area
1st Floor Area	2,434 sqft 1st Floor
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Finished
Garage Area	675 sqft Garage
Porch	Open Porch
Porch Area	66 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1819 WESTERHAM AVE
City	SAINT CLOUD
State	FL
Zip	34771-7691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 179
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	LANCASTER PARK
Legal Phase	2
Legal Tract	173
Legal Lot Number	179
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3026
Census Tract	43700

Owner

Source: Osceola County records · APN 042631017300011790

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1819 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2019 · Amount on Record
Deed Sale	Oct 07, 2019 · Amount on Record
Deed Document Number	2019129136
Deed Book / Page	5601 / 1448
Record Updated	Jun 08, 2026

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 07, 2019
Property Address	1819 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691
Document Number	0056011448
Book / Page	5601 / 1448
Map Reference	MB 27 PG 87
Instrument Date	Sep 30, 2019
Instrument	2019129136
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,211.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1819 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691

Mortgage

Document Number	0056011452
Date	Oct 07, 2019
Instrument	5601/1452

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,489.00 (+6.1%) Homeowner's exemption	$293,683 (+5.99%)	$394,900 (-5.09%) Land $78,800 Building $316,100
2023	$4,231.00 (+3.47%) Homeowner's exemption	$277,095 (+3%)	$416,100 (+14.41%) Land $68,200 Building $347,900
2022	$4,089.00 Homeowner's exemption	$269,025	$363,700 Land $68,200 Building $295,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 304 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.