Osceola County property record for 1813 Westerham Ave, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,932 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100 (2021) |
| Tax Bill | $4,914.00 (2024) |
| Primary APN | 04-26-31-0173-0001-1810 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,932 sqft Living Area |
| Gross Area | 3,984 sqft Gross Area |
| 1st Floor | 2,932 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached Garage |
| Garage Area | 488 sqft Garage |
| Porch Area | 64 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1813 WESTERHAM AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7691 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 181 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK EAST PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 181 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records · APN 04-26-31-0173-0001-1810
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1813 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Sep 17, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 10, 2019 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Dec 10, 2019 · Amount on Record |
| Deed Doc Number | 2021144377 |
| Deed Book / Page | 6045 / 1393 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 0000147236 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 17, 2021 |
| Property Address | 1813 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0060460813 |
| Book / Page | 6046 / 813 |
| Map Reference | MB 27 PG 87-92 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021144832 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1770 DRULINER RD, 1770, SAINT CLOUD, FL 34771-9641 |
| Name | Verified Name |
|---|---|
| Address | 8671 CURRITUCK SOUND LN, ORLANDO, FL 32829-7811 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 10, 2019 |
| Property Address | 1813 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0056372959 |
| Book / Page | 5637 / 2959 |
| Map Reference | MB 27 PG 87 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019159961 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,304.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412 |
| Name | Verified Name |
|---|---|
| Address | 1813 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 56372963 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 5637/2963 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,083.00 (+3.44%) | $326,872 (+5.99%) | $431,200 (-2.22%) Land $75,000 Building $356,200 |
| 2024 | $4,914.00 (+2.48%) | ||
| 2023 | $4,795.00 (+3.43%) Homeowner's exemption | $308,408 (+3%) | $441,000 (+14.66%) Land $65,000 Building $376,000 |
| 2022 | $4,636.00 Homeowner's exemption | $299,426 | $384,600 Land $65,000 Building $319,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 304 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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