Osceola County property record for 1817 Westerham Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,932 sqft Heated Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $525,000 (2025) |
| Tax Bill | $6,923.00 (2025) |
| Primary APN | 042631017300011800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,932 sqft Heated Area |
| Gross Area | 3,795 sqft Gross Area |
| 1st Floor | 2,932 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Finished Garage |
| Garage Area | 488 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1817 WESTERHAM AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7691 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 180 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK |
| Legal Phase | 2 |
| Legal Tract | 173 |
| Legal Lot Number | 180 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records · APN 042631017300011800
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1817 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 10, 2019 | Grant Deed, Transfer CALATLANTIC TITLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Sep 10, 2019 · Amount on Record |
| Deed Doc Number | 2025108271 |
| Deed Book / Page | 6842 / 1149 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1817 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1817 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0061211912 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 6121/1912 |
| Instrument | 2022001294 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 10, 2019 |
| Property Address | 1817 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0055861388 |
| Book / Page | 005586 / 001388 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 116285 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,324.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 656 MELVINS RD TELFORD PA 189692120, TELFORD, PA 18969-2120 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,923.00 (-3.01%) Homeowner's exemption | $429,700 (-2.01%) Land $78,800 Building $350,900 | $429,700 (-2.01%) Land $78,800 Building $350,900 |
| 2023 | $7,138.00 (+18.26%) Homeowner's exemption | $438,500 (+16.25%) Land $68,200 Building $370,300 | $438,500 (+16.25%) Land $68,200 Building $370,300 |
| 2022 | $6,036.00 | $377,200 Land $68,200 Building $309,000 | $377,200 Land $68,200 Building $309,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 304 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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