1810 W Jay Ave, Spokane, WA 99208 Property Records

Spokane County property record for 1810 W Jay Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,296 sqft · built 2017
Lot Size	0.138 acres (5,992 sqft)
Owner	Individual Name on Record
Last Sale	$228,664 (Sep 2017)
Tax Bill	$4,427 (2026)
Deeds & Mortgages	Jun 2021 Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26241.5102`

Property Details

APN / Parcel Number

Primary APN	`26241.5102`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,992 sqft (0.138 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1810 W JAY AVE
City	SPOKANE
State	WA
Zip	99208-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CHELTENHAM ADDITION PHASE 3: LOT 2 BLK 1 (AFN 6501053 - PTN OF NE1/4 OF 24-26-42)
Legal Range	42
Legal Township	26
Legal Section	24
Legal Subdivision	CHELTENHAM ADDITION PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3002
Census Tract	10701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1810 W JAY AVE, SPOKANE, WA 99208-6440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPLOYEES CU
May 6, 2022	Deed of Trust, Mortgage · Line of Credit CANOPY FCU
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage BITZ SHARON TRUST (PT)
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage INLAND CAPITAL FUND LLC INLAND CAPITAL FUND LLC
Sep 22, 2017	Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 15, 2017	Warranty Deed, Construction Loan · Construction Mortgage INLAND NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	20176642297
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1810 W JAY AVE, SPOKANE, WA 99208-6440
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007094447
Date	Jun 29, 2021
Instrument	7094447

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98188

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1810 W JAY AVE, SPOKANE, WA 99208-6440
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007205023
Date	May 6, 2022
Instrument	7205023

Lender

Name	CANOPY FCU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	276 Months
Due	May 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1810 W JAY AVE, SPOKANE, WA 99208-6440
Document Number	0006775213
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 N THOR ST SPOKANE WA 992176908, SPOKANE, WA 99217-6908

Mortgage

Document Number	0006775213
Date	Jan 14, 2019
Instrument	6775213

Lender

Name	BITZ SHARON TRUST (PT)
Address	140 YURA WAY, ROSEVILLE, CA 95661-5629

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 13, 2029

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1810 W JAY AVE, SPOKANE, WA 99208-6440
Document Number	0006674976
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 N THOR ST SPOKANE WA 992176908, SPOKANE, WA 99217-6908
Investor	Possibly a Property Investor

Mortgage

Document Number	0006674976
Date	Jan 16, 2018
Instrument	6674976

Lender

Name	INLAND CAPITAL FUND LLC INLAND CAPITAL FUND LLC
Type	Funding / Finance Company
Address	SPOKANE, WA 99228

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 22, 2017
Property Address	1810 W JAY AVE, SPOKANE, WA 99208-6440
Document Number	0006642297
Instrument Date	Sep 20, 2017
Instrument	6642297
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$4,075.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 W JAY AVE SPOKANE WA 992086440, SPOKANE, WA 99208-6440
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 15, 2017
Property Address	1810 W JAY AVE, SPOKANE, WA 99208-6440
Document Number	0006603454
Map Reference	VOL38 PG54&55
Instrument Date	Apr 28, 2017
Instrument	6603454
Transaction Type	Construction Loan
Record Updated	Sep 16, 2021
Title Company	STEWART TITLE OF SPOKANE

Transaction

Amount	Amount Recorded
Tax	$924.37
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14130, SPOKANE VALLEY, WA 99214-0130
Investor	Possibly a Property Investor

Mortgage

Document Number	0006603455
Date	May 15, 2017
Instrument	6603455

Lender

Name	INLAND NORTHWEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,427.00 (+7.19%)	$427,000 (+10.17%) Land $125,000 Building $302,000	$427,000 (+10.17%) Land $125,000 Building $302,000
2025	$4,130.00 (+18.78%)
2024		$387,600 (+25.23%) Land $92,000 Building $295,600	$387,600 (+25.23%) Land $92,000 Building $295,600
2023	$3,477.00 (+4.48%)	$309,500 Land $50,000 Building $259,500	$309,500 Land $50,000 Building $259,500
2022	$3,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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