1818 Mount Vernon Dr, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1818 Mount Vernon Dr, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,624 sqft · built 1971
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (May 2010)
Tax Bill$3,180 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN042-10-00-230.00

Property Details

APN / Parcel Number

Primary APN042-10-00-230.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,624 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1818 MOUNT VERNON DR
CityCOVINGTON
StateKY
Zip41011-3628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO HGTS SEC 6 LOT 129 & 9.95' LOT 128
Legal SubdivisionMONTICELLO HEIGHTS
Legal Phase6
Legal Lot Number129,128
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3013
Census Tract65200

Owner

1818 Mount Vernon Dr is owned and occupied by two individuals who bought it in May 2010.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1818 MOUNT VERNON DR, COVINGTON, KY 41011-3628
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2017Deed of Trust, Mortgage · Line of Credit
US BK
Oct 16, 2017Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2010 · Amount on File
Deed SaleMay 3, 2010 · Amount on File
Deed Document Number201005 03 059 00098
Deed Book / Page4278 / 107
Prior Transfer DateApr 15, 2010
Prior Transfer Doc0005900098
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1818 MOUNT VERNON DR, COVINGTON, KY 41011-3628
Document Number0000000219
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedSep 30, 2020
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1818 MOUNT VERNON DR COVINGTON KY 410113628, COVINGTON, KY 41011-3628

Mortgage

Document Number0000000219
DateNov 2, 2017
Book Page0C6286/000154
Instrument219
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1818 MOUNT VERNON DR, COVINGTON, KY 41011-3628
Document Number0000000217
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1818 MOUNT VERNON DR COVINGTON KY 410113628, COVINGTON, KY 41011-3628

Mortgage

Document Number0000000217
DateNov 2, 2017
Book Page0C6286/000154
Instrument217
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1818 Mount Vernon Dr was $3,180 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370,000 (-) Land $55,000 Building $315,000$370,000 (-) Land $55,000 Building $315,000
2025$3,180.00 Homeowner's exemption$370,000 Land $55,000 Building $315,000$370,000 Land $55,000 Building $315,000
2023$2,085.00 Homeowner's exemption$242,000 Land $45,000 Building $197,000$242,000 Land $45,000 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1818 Mount Vernon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1818 Mount Vernon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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