1809 Mount Vernon Dr, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1809 Mount Vernon Dr, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,815 sqft · built 1969
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$186,000 (May 2007)
Tax Bill$2,632 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN042-10-00-227.00

Property Details

APN / Parcel Number

Primary APN042-10-00-227.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,815 sqft Finished Area
Gross Area2,726 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1809 MOUNT VERNON DR
CityCOVINGTON
StateKY
Zip41011-3627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO HGTS SEC 6 LOT 119 & NE 7' LOT 120
Legal SubdivisionMONTICELLO HEIGHTS
Legal Phase6
Legal Lot Number119,120
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3012
Census Tract65200

Owner

1809 Mount Vernon Dr is owned and occupied by two individuals who bought it in May 2007.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1809 MOUNT VERNON DR, COVINGTON, KY 41011-3627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2007 · Amount on File
Deed SaleMay 9, 2007 · Amount on File
Deed Document Number200705 09 059 00114
Deed Book / Page3380 / 198
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1809 MOUNT VERNON DR, COVINGTON, KY 41011-3627
Document Number0000000156
Instrument DateJan 5, 2019
Transaction TypeMortgage
Record UpdatedFeb 6, 2019
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1809 MOUNT VERNON DR COVINGTON KY 410113627, COVINGTON, KY 41011-3627

Mortgage

Document Number0000000156
DateJan 25, 2019
Book Page0C6589/000106
Instrument156
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 24, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1809 Mount Vernon Dr was $2,632 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$314,700 (-) Land $55,000 Building $259,700$314,700 (-) Land $55,000 Building $259,700
2025$2,632.00 Homeowner's exemption$314,700 Land $55,000 Building $259,700$314,700 Land $55,000 Building $259,700
2023$1,686.00 Homeowner's exemption$204,600 Land $45,000 Building $159,600$204,600 Land $45,000 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1809 Mount Vernon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1809 Mount Vernon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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