Kenton County property record for 1822 Mount Vernon Dr, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,885 sqft · built 1973 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (May 2007) |
| Tax Bill | $3,051 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-10-00-232.01 |
| Primary APN | 042-10-00-232.01 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,885 sqft Finished Area |
| Gross Area | 2,971 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1822 MOUNT VERNON DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO HGTS SEC 7 LOT 155 & PT 156 |
| Legal Subdivision | MONTICELLO HEIGHTS |
| Legal Phase | 7 |
| Legal Lot Number | 155,156 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 65200 |
1822 Mount Vernon Dr is owned and occupied by two individuals who bought it in May 2007.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1822 MOUNT VERNON DR, COVINGTON, KY 41011-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Jan 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2007 · Amount on File |
| Deed Sale | May 15, 2007 · Amount on File |
| Deed Document Number | 200705 15 059 00195 |
| Deed Book / Page | 3386 / 180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1822 MOUNT VERNON DR, COVINGTON, KY 41011-3628 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|
| Document Number | 0005900214 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 233/229 |
| Instrument | 21061805900214 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1822 MOUNT VERNON DR, COVINGTON, KY 41011-3628 |
| Document Number | 0000000136 |
| Book / Page | 0C6085 / 000005 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2017 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1822 MOUNT VERNON DR COVINGTON KY 410113628, COVINGTON, KY 41011-3628 |
| Document Number | 0000000136 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 0C6085/000005 |
| Instrument | 136 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 29, 2042 |
The 2025 property tax bill for 1822 Mount Vernon Dr was $3,051.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,900 (-) Land $55,000 Building $252,900 | $307,900 (-) Land $55,000 Building $252,900 | |
| 2025 | $3,051.00 | $307,900 Land $55,000 Building $252,900 | $307,900 Land $55,000 Building $252,900 |
| 2023 | $2,696.00 | $253,000 Land $45,000 Building $208,000 | $253,000 Land $45,000 Building $208,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1822 Mount Vernon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1822 Mount Vernon Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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